The second-class card of CCB card can receive student loans, but the second-class card can't transfer money and can receive loans, but it can't be used normally. It can only be used normally after being transferred to the first-class card.

The transfer limit of the second-class card is: 1. There is no limit for the transfer between the second-class card and the bound account, and it is withheld in the bank. 2. The transfer limit between the second-class card and the unbound account is: 10000 yuan per day and 200000 yuan per year. If you don't want to be limited by the amount of the second-class card transfer, you can go to various bank outlets to bind the second-class card and the first-class card.

Take the construction behavior as an example: CCB only needs to hold my valid ID card, the second-class card and the first-class card to be bound to the offline banking outlets for binding. At present, CCB also supports the first-level card binding of ICBC, Agricultural Bank of China, Bank of China and Bank of Communications.