1. There is a minimum age limit and a maximum age limit for handling loans in banks. Generally speaking, women cannot be over 60 years old, and the combined age of the lender and the loan period cannot be over 65 years old.

2. In general, there will only be a minimum loan age limit and a maximum loan age limit, which means that women can borrow up to the maximum loan age.

3. The main lenders of mortgage application are divided into men and women, and female mortgage loans can only be loaned to 55 years old. Ordinary loans, the maximum loan age is 60 years old, and this age limit also applies to women. If you apply for a mortgage and want to apply for 20 years or more, then users must calculate the loan period and the loan period, and do not exceed the upper limit of the loan period.

How old can I not borrow money?

Legal analysis: there are minimum age limits and maximum age limits for loans. The minimum age is 18, and the maximum age is 60 for males and 55 for females. In addition, the sum of the loan term and the actual age at the time of borrowing cannot exceed 70 years old. There is an age limit for bank loans. Generally speaking, the borrower must be 18 years old and have full capacity for civil conduct. The upper limit of the loan age is 60 for men and 55 for women. Borrowers apply for housing mortgage loans. Or mortgage loan, the current age of the loan term shall not exceed the bank loan age limit, that is, male. 60 years old, female 55 years old.

Personal bank loan conditions: 1, natural person with age 18-60;

2. Have the ability to stabilize employment, income and repay loan principal and interest according to law;

3. The actual age of the lender plus the loan application period cannot exceed 70 years old. Information to be provided by the borrower:

1, husband and wife's ID card, household registration book/temporary residence permit and foreigner's household registration book;

2. Two copies of marriage certificate/divorce certificate or judgment/single certificate;

3 proof of income (in the format stipulated by the bank);

4. Copy of the business license of the unit (with official seal);

5. Credit certificate: including education certificate, other real estate, bank running water, large deposit certificate, etc.

Legal basis: Article 680 of the Civil Code of People's Republic of China (PRC) prohibits high-interest lending, and the lending rate shall not violate the relevant provisions of the state. If there is no agreement on the payment of interest in the loan contract, it shall be deemed that there is no interest. If the loan contract does not specify the payment method of interest, and the parties cannot reach a supplementary agreement, the interest shall be determined according to the local or the parties' trading methods, trading habits, market interest rates and other factors; Loans between natural persons are regarded as interest-free.

What is the loan age limit?

1. What is the age limit for loans?

1. The loan age must be 18 years old and have full capacity for civil conduct. The upper limit of the loan age is 60 for men and 55 for women. Moreover, the repayment period of the loan cannot exceed the above age limit, that is, the loan period. At present, men can't be over 60 and women can't be over 55.

2. Legal basis: Article 668 of the Civil Code of People's Republic of China (PRC).

A loan contract shall be in written form, unless otherwise agreed between natural persons.

The contents of a loan contract generally include terms such as loan type, currency, purpose, amount, interest rate, term and repayment method.

2. What materials do I need to apply for a loan?

The materials required for handling the loan are as follows:

1. The borrower and the borrower's valid identity documents, such as ID card, household registration book, marriage certificate, etc. ;

2. Work certificate or income certificate stamped with the official seal of the company;

3. Proof of economic strength/financial resources, such as real estate license, driving license, financial management certificate, bank running, five insurances and one gold deposit certificate;

4. Personal credit report, and no bad credit record.

In addition, the borrower should provide relevant materials according to the demand of the actual loan products to ensure the success rate of the loan.

3. What are the conditions for applying for a loan?

The requirements for handling loans are as follows:

1. The party concerned is a person with full capacity for civil conduct;

2. The purpose of the loan is clear and legal;

3. The loan requirements are reasonable;

4. Have the willingness and ability to repay;

5. The credit status is good, and there is no major bad credit record.

What is the age limit for female loans?

1. There is an age limit for bank loans. Generally speaking, the borrower must be 18 years old and have full capacity for civil conduct. The upper limit of the loan age is 60 for men and 55 for women.

2. When the borrower applies for housing mortgage loan or mortgage loan, the current age of the loan term shall not exceed the bank loan age limit, that is, 60 years for men and 55 years for women.

Compared with men, women are more emotional when buying a house, and tend to care about the past and the future, so they are prone to problems. Therefore, women should have some common sense before buying a house, such as the process of buying a house and how to apply for a mortgage, so as to be prepared.

This is the end of age-limited and age-free loans for women. I wonder if you have found the information you need?