Second-hand housing loans generally need 1 month, but sometimes the contraction of bank funds may lead to slow bank lending, which depends on the bank's situation. If the loan is normal, the loan will be released within one month. The loan process is as follows:

The buyer and the seller go to the bank to sign a loan contract;

The bank will review it within 7 working days;

After passing the examination, go through the transfer formalities with the housing management department;

Housing Authority shall apply for a new property right certificate within 4 days;

After holding the title certificate to the bank, the bank will handle the mortgage of his rights within 7 working days;

After other rights are obtained from the bank, the bank will lend money within 5 working days;

The bank lends money and the transaction ends;

2. How long does it take for the second-hand housing loan of Weifang Construction Bank?

Second-hand housing loans generally need 1 month, but sometimes the contraction of bank funds may lead to slow bank lending, which depends on the bank's situation. If the loan is normal, the loan will be released within one month. The loan process is as follows:

Buyers and sellers

The bank will pay the fee within 7 working days.

Go to the housing management after passing the exam.

Housing Authority shall apply for a new property right certificate within 4 days;

After taking the title certificate to the bank, the bank will have seven rights;

After other rights are obtained from the bank, the bank will lend money within 5 working days;

The bank lends money and the transaction ends;

3. How long does it take for Weifang CCB to get a second-hand housing loan?

Under normal circumstances, the commercial loan takes 20 days, the provident fund takes about 10 days, and the general bank loan approval takes about 15 days. If there is a policy change, the time may be extended to 1 month. Or the bank is short of money. At this time, loans may need to be queued, and the time will be further extended.

4. How long does it take for CCB to issue second-hand housing loans?

After applying for a second-hand housing loan, CCB needs to go through many processes to lend money, which usually takes about 20 days. The specific process is as follows:

1. Need for buyers and sellers to apply for second-hand housing loan in China Construction Bank 1 day.

2. It takes 15 days for the bank to investigate the borrower's credit information and property rights, and then examine and approve.

3. After the approval, the buyer signs a loan contract with CCB, which takes 1 day.

4. It takes three days for the buyer and the seller to handle the house transfer formalities and the buyer to handle the house mortgage formalities after obtaining the real estate license.

5. After the mortgage formalities are completed, it takes 1 day for CCB to lend money.