Mortgage loans need to bring ID cards, household registration books, marriage certificates, purchase contracts, housing-related property certificates and other materials to the housing management department to submit applications, and developers will handle the initial registration of property rights in the housing management bureau; The housing management department surveys the property, issues a receipt, pays taxes according to the date indicated in the receipt, obtains the real estate license in about 15 working days, and handles the mortgage registration of the real estate license.

Thirtieth Measures for the Administration of Urban Real Estate Mortgage

Within 30 days from the date of signing the real estate mortgage contract, the mortgage parties shall go through the real estate mortgage registration at the real estate management department where the real estate is located.

Article 61 of the Urban Real Estate Management Law

When real estate is transferred or changed, it shall apply to the real estate management department of the local people's government at or above the county level for registration of change of real estate, and apply to the land management department of the people's government at the same level for registration of change of land use right on the basis of the changed house ownership certificate. After verification by the land administration department of the people's government at the same level, the land use right certificate shall be replaced or changed by the people's government at the same level. Unless otherwise provided by law, it shall be handled in accordance with relevant laws.

Article 2 10 of the Civil Code

Real estate registration shall be handled by the registration authority where the real estate is located. Implement a unified national real estate registration system. The scope, organization and mode of unified registration shall be stipulated by laws and administrative regulations.