You can't.

To apply for a personal loan, you need to meet the following conditions: 1, a citizen of China who has a fixed residence, a fixed residence or a valid residence certificate at the place where the loan bank is located, is under 65 years old (inclusive) and has full capacity for civil conduct;

2. Have a proper occupation and stable income, and have the ability to repay the loan principal and interest on schedule;

3. Have a good credit record and willingness to repay, and no bad credit record;

4. Being able to provide legal, effective and reliable guarantee recognized by the bank;

5. There is a clear loan purpose, and the loan purpose is in compliance with relevant regulations;

6. Other conditions stipulated by the bank. The CBRC also requires commercial banks to strengthen qualification examination and establish a list management system when cooperating with third-party intermediaries. The comprehensive consumer loan business recommended by third-party intermediaries should be carefully examined and approved, and the "three investigations" of loans should be done well. All matters of loan investigation should not be entrusted to third parties.

I want to apply for a loan. Can I just have my ID card and household registration book?

If only ID cards and hukou can be used for loans, then everyone can get loans.

3. Can I apply for a loan with a copy of my ID card and a copy of my household registration book?

number; amount; how many; how much