It should be possible, mainly because your China Merchants Credit Card is well used or sometimes well used, then you can apply for additional loans.

2. What does it mean that there is a loan behind the credit card? How to pay back the credit card loan?

In addition to online shopping malls and offline stores, you can also withdraw cash by credit card, and the maximum withdrawal amount can reach 50% of the credit line. What puzzles many cardholders is what it means to have a loan behind a credit card. How to pay back the credit card loan? Let's get to know it together!

What does it mean to have a loan on the back of a credit card? The loan behind the credit card refers to the credit card loan service launched by the bank. In essence, this is a credit card cash advance service, and the loanable amount is related to the credit limit of the credit card, not together. Assuming that the credit card limit of the cardholder is 20,000 yuan, the credit card loan limit that the cardholder can apply for will generally exceed 20,000 yuan. Credit card loan business, only users with credit cards can apply. For example, the angel loan under the Bank of Communications, as long as the user successfully applied for the credit card of the Bank of Communications, can go to the bank outlets to apply for activating the credit card and simultaneously open the angel loan. Of course, credit card loans are also collected at the meeting. Everyone must borrow reasonably to avoid overdue. How to pay back the credit card loan? If you apply for a credit card loan and want to repay, the cardholder only needs to log in to the mobile banking app, then find the "Credit Card Loan" repayment page and select repayment. Cardholders can also repay directly like credit cards, and the process is similar. In addition, it should be noted that the credit card loan amount is calculated together with the credit line. Assuming that the cardholder's credit card amount is 20,000 yuan and the credit card loan amount is 50,000 yuan, it is 70,000 yuan in the credit report. It is helpful for cardholders to apply for other credit business in the future. The above is the related content sharing of "there is a loan behind the credit card", I hope it will help everyone!

3. What do you mean by extra credit card loan?

The more credit cards you use, the more money you can use, and you can get extra loans.

4. What does additional loan from Ping An HP mean?

An extra loan means that you have a good reputation and can give you an extra loan amount.