Xinerfu, why are you temporarily unable to apply for an installment loan?

Best answer: 1.

The Xinerfu system is under maintenance and is temporarily unavailable. You have to wait until the maintenance is completed before you can apply for a loan. You can ask customer service for this; It also failed, it is best to try again in a few days;

3.

If you have a quota but the loan quota is gone, you will not be able to apply;

4 .

If there are stains on the personal loan record, such as overdue or excessive debt, it will be relatively troublesome. You need to apply again after one month and maintain a good credit record during this period. Why did the new Xinerfu loan fail? These are the reasons!

Xinerfu, a well-known loan platform, has upgraded itself. Faced with the new borrowing model, many people feel a little uncomfortable. Some friends were directly rejected for unknown reasons when they applied for the new version of Xinerfu. Today, let me tell you why the new version of Xinerfu failed to borrow money. According to the information available, the main reasons for the failure of the new Xinerfu loan are: failure to pass certification, poor credit and excessive debt.

Authentication failed. Now, the new version of Xinerfu will authenticate the borrower’s identity information, personal information, mobile phone operator information and Sesame Credit. If one of your information fails to pass the authentication, the loan will fail. Therefore, everyone must use true and valid information to receive certification.

Poor credit The new version of Xinerfu has been fully integrated into the credit reporting system and will conduct a detailed check on the borrower's personal credit reporting. If there are stains on your personal central bank credit report, your loan will fail. Friends who need a loan can only temporarily give up the new version of Xin and get rich.

Excessive debt Another reason that led to the failure of Xinerfu’s loan was that everyone had too much debt. If you have borrowed money from many platforms, you need to repay part of the loan before applying for Xinerfu.

Tips for improving the pass rate 1. You can first use the new version of Xinerfu’s shopping mall shopping function to gradually accumulate personal credit, and then apply for a cash loan. 2. Invite friends through the new version of Xinerfu to increase your social credit. Above, I have introduced to you why the new version of Xinerfu failed to borrow money. I hope it will be helpful to everyone when applying for a loan. Why did Xinerfu's loan fail? It’s easier to borrow money if you know this!

In the online loan industry, Xinerfu is a very useful loan platform and has been successfully listed on the New York Stock Exchange. As a well-known loan platform, there are naturally no shortage of people applying every day. Many people were ruthlessly rejected when applying for a loan, and they want to know why Xinerfu failed to borrow money. Today I will answer this question for you.

Judging from past experience, the reasons for the failure of Congxinerfu’s borrowing can be attributed to 5 points. Here are the detailed explanations one by one so that everyone can get the idea.

1. No quota Xinerfu adopts a quota-grabbing lending model. If everyone fails to grab the quota, the loan will naturally fail. Judging from the situation, the period between 12 am and 8 am every day is the time when the success rate of grabbing quota is relatively high.

2. Insufficient credit. As a relatively formal online loan platform, Xinerfu has relatively high requirements for borrowers’ credit. If your credit report is not good and there are stains, your loan will fail. Please wait 1-2 months before reapplying.

3. Repeat application for various loan products such as Xinerfu Consumer Loan, Xinfu Futures Loan and Xinfu Premium Loan. If you have already applied for one of the loans and have not paid it off, you cannot apply for another loan.

4. Incorrect information. Every loan platform will carefully check the borrower's application information, especially whether the ID card, bank card and mobile phone number information are consistent, and Xinerfu is no exception. Therefore, incorrect application information will inevitably lead to loan failure.

5. System problems Sometimes, loan failure is due to problems with the Xinerfu system or problems with the banking system. This situation is easier to solve. You can wait for a while before applying, or choose to apply the next day. The above are the reasons why borrowing money from Xinerfu failed. Everyone can find solutions based on their own actual situation.