According to Cai Xi's "Which bank supports self-built housing loans". com。 ? It is understood that domestic major banks support self-built housing loans, rural self-built housing loans can be handled in rural commercial banks and rural credit cooperatives, and urban self-built housing loans can be handled in major commercial banks such as China Construction Bank, Industrial and Commercial Bank of China, Bank of China, Agricultural Bank of China, China Merchants Bank, China Guangfa Bank, Postal Savings Bank and housing provident fund management centers. These banks also support self-built housing loans.

The maximum loan amount is 700,000 yuan, and the longest loan period is 30 years, which shall not exceed 5 years after the statutory retirement age of the borrower. The interest rate of the first self-built house loan is 2.6% for less than 5 years and 3. 1% for more than 5 years.