It can be used for all legitimate personal consumption expenses, such as car purchase, decoration, travel, study abroad (including living expenses and security deposit), weddings, festivals, further education, purchase of aged care services, housekeeping and other normal consumption expenses. Loans shall not be used for investment, business or personal expenses without specific purposes, and shall not be used for projects such as stock and securities investment, house purchase and housing construction explicitly prohibited by national laws and financial regulations.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.