There are two properties under the name without loan records, and then buying a house is considered as buying three sets.

Because 2 1=3. This doesn't seem very complicated.

2. Can I get loans for both houses?

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Nowadays, people's living standards are constantly improving, and owning improved housing is the idea of many families who pursue quality. So if you want to buy two sets at the same time, you can apply for a second house, the down payment will be higher and the loan interest rate will be higher. Recently, many people are consulting about buying two houses. Can they all get loans?

Can I get loans for both houses?

You can borrow money to buy two houses at the right time. The first two houses are still under loan and can be higher. The bank's interest rate is also higher. According to the latest mortgage policy, the second suite is defined as the borrower's family, and only the number of mortgage loans is determined.

What should I pay attention to when buying a house with a loan?

1. People with bad records can't get loans. If the loan applicant fails to repay the loan on time for some reason, but only the credit information in the bank is likely to be blacklisted, then no matter which way is adopted, there is no way to get the loan. A house without a house ownership certificate can't get a loan, because a house without a certificate can't evaluate a loan, can't evaluate a company, and can't go to the Housing Authority for mortgage registration.

2. very old houses, that is to say, houses built earlier, some of which may have become dangerous houses, and it is basically impossible to borrow money from banks. And the house in the house. Usually, this type of house is frozen, so it is impossible to apply for valuation, and the real estate department will not apply for mortgage registration, so there is no way to borrow money from the bank.

Bian Xiao's conclusion: The above content is about buying two houses. Can I get a loan? I hope I can help you. I believe that after introduction, what should I pay attention to when buying a house with a loan? Have more understanding, if you are interested, you can refer to it later.

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Third, the second suite is the third set of commercial loans. Can I still get a loan?

Can't borrow money to buy a house

First of all, individuals can own a third home, but it is not so easy to apply for a third home loan:

1. Before applying for a third home loan, an individual must first know the credit standing of his bank, whether he is able to bear the down payment of the third home and repay the loan principal and interest on time, and whether he can pass the application depends on local conditions.

Judging from the current situation, the third house can apply for a loan, but it can't be purchased with a provident fund loan. If the applicant has two sets of housing provident fund loan records, then the third house is usually not allowed to use provident fund loans.

If the first two loans are not settled, according to the current central bank policy, if you buy a third suite, all banks will refuse to lend. You can buy a house in full.

Can I get a loan to buy two houses?

Yes, it is possible to buy a house with a loan. Under normal circumstances, it is also possible to buy a second house when the loan for the first house has not been paid off, but the loan interest rate is relatively high and the down payment ratio is relatively high. It is not recommended that buyers buy two houses at the same time with loans, so the price is not appropriate. 1. Many fund demanders are very casual when signing bank loan agreements. In fact, this natural and unrestrained behavior shows that they lack a good sense of financing and financial management, and often pay more interest when lending, resulting in artificially "high interest rates." Because some banks' loan forms will make fund demanders pay more interest invisibly. For example, loans that retain the balance of deposits and loans that withhold interest. 2. The so-called retained deposit balance loan means that when the fund demander obtains a loan from the bank, the bank requires it to retain part of the loan principal and deposit it in the bank account, so as to limit the fund demander from repaying the loan principal and interest on schedule. But for those who need funds, the discount of the loan principal is equivalent to paying more interest. 3. The so-called interest deduction loan means that some banks deduct all the loan interest from the lender's principal in order to ensure that the loan interest can be returned on time. Because this method will reduce the loan funds available to the fund demanders and objectively increase the financing cost of the fund demanders. It takes a long time for those who need funds to spend money. Therefore, in order to avoid paying more interest, when making a bank loan, we should plan the loan term reasonably. It is also a loan. The longer the loan grade is chosen, the higher the interest rate will be. In other words, the longer the loan term, the different interest will be paid even if it is repaid on the same day. If the loan term of the capital demander is 7 months, although it is only over the half-year time point of 1 month, according to the current loan interest-bearing regulations, only one-year loan interest rate can be implemented, which invisibly increases the loan interest burden of the capital demander. Generally, the term of a small loan company is 3 to 36 months, and that of a bank is calculated on an annual basis, 1 to 3 years. The mortgage type can be 10 year.