There is no need to choose interest first!

If you repay the loan in equal installments, the principal must be returned!

If you want to repay the Xinmiao Loan of CITIC Bank, you can mainly choose to repay the principal and interest of the loan through three repayment methods: monthly interest payment and principal repayment when due, equal amounts of principal and interest, and equal amounts of principal.

If you have equal principal and interest and equal principal, you need to repay the principal in installments. If you choose to pay interest first and then principal, you only need to pay the interest first