No, it's illegal. There are strict regulations on enterprise loan funds. When an enterprise applies for a loan, it must first confirm the specific purpose of the loan funds, and then check with the bank to see what kind of enterprise loan is most suitable. The loan funds applied by enterprises cannot be used for daily production and operation, so they cannot be used for paying wages. Once detected by the bank, it is illegal to use it. Therefore, it is illegal for state-owned enterprises to finance loans without giving bonuses to employees.