/kloc-Do parents have to pay back the money borrowed by 0/8-year-old children? This child 18 years old can take care of himself. Legally speaking, his parents have nothing to do with this. If he is underage, there should be something wrong with the person who lent him money without his parents' permission. However, in China society, it is normal for children to borrow money and parents to pay it back. If they don't help pay back the money, it's not surprising that the father and son turned against each other.
Can I give her a loan to buy a house when she 18 is in college? We repay her. Yes, when the loan is signed in person, parents can sign it on the spot.
Do children have to be 18 years old to transfer property? Yes, according to the current policy, the child is under 18 years old and has no capacity for civil conduct. If the property is transferred, the name of the guardian should also be added. The staff suggested that in order to avoid unnecessary real estate disputes, children should go through the formalities of real estate gift when they are adults, and then they can directly transfer their ownership.
Borrowed usury. Did Chuxiong 18 borrow usury? It is not recommended to consider such behavior.
Usury is illegal, so the borrower can only repay the principal and interest within the scope prescribed by law. In addition, since usury is a violent crime when there are many ways to collect debts, it is not recommended for the parties to consider this loan method.
Private lending is a civil act, which is bound and protected by civil law and contract law.
However, according to Article 211 of the Contract Law: "If the loan contract between natural persons stipulates to pay interest, the loan interest rate shall not violate the relevant provisions of the state on limiting the loan interest rate".
According to the Provisions of the Supreme People's Court on Several Issues Concerning the Application of Laws in the Trial of Private Lending Cases, if the annual interest rate agreed by both parties does not exceed 24%, the lender has the right to require the borrower to pay interest at the agreed interest rate. However, if the interest rate agreed between the borrower and the borrower exceeds the annual interest rate of 36%, the interest exceeding the annual interest rate of 36% shall be deemed invalid.
Provisions of the Supreme People's Court on Several Issues Concerning the Application of Law in the Trial of Private Lending Cases
Article 26 If the interest rate agreed between the borrower and the lender does not exceed the annual interest rate of 24%, and the lender requests the borrower to pay interest at the agreed interest rate, the people's court shall support it.
The interest rate agreed between the borrower and the borrower exceeds the annual interest rate of 36%, and the interest agreement in excess is invalid. The people's court shall support the borrower's request to the lender to return the interest paid in excess of 36% per annum.
Child 18 years old, do parents have to pay back the credit card overdraft? Parents don't necessarily have the right not to do so.
Am I obligated to repay the usury my daughter borrowed? No. When the daughter comes of age, her parents have no obligation to bear her debts. Children still have the obligation to support.
What responsibility should parents bear when their children borrow usury? If the parties are adults, parents have no legal obligation to repay.
Article 33 of the Inheritance Law: When the decedent inherits the estate, he shall pay taxes and pay debts according to law, and the taxes and debts shall be limited to the actual value of his estate. The part exceeding the actual value of the estate shall be voluntarily repaid by the heir. If the heir renounces inheritance, he may not bear the taxes and debts that the decedent should pay according to law.
Modern jurisprudence holds that father and son are two independent civil subjects, and they are not confused by the existence of blood relationship, and the son's debt has nothing to do with his father. According to the relevant provisions of China's "Inheritance Law", the inherited estate should repay the debts owed by the decedent before his death, but it should be limited to the actual value of the estate, and the heirs should not bear the obligation to repay the excess.
Relatives borrowed online loans, should usurious relatives replace repayment? It is suggested to apply for loans through formal channels: for example, Agricultural Bank of China, Netjet loan is defined as a small consumer loan issued by Agricultural Bank of China to individual customers of Agricultural Bank of China who meet certain conditions in cash, and the customers apply for it by themselves, receive it quickly, approve it automatically and use the letter by themselves. Application conditions (1) Basic conditions 1. At least 18 years old but not more than 60 years old, with People's Republic of China (PRC) (PRC) nationality and full capacity for civil conduct. 2. Hold legal and valid identity documents. 3. Our e-banking customers and holders of security authentication tools issued by our bank. (Currently only second-generation KBao customers are supported) 4. Credit status is good. 5. There is no unexpired "NetJet Loan" loan amount and no outstanding "NetJet Loan" loan balance. 6 stable income, with the ability to repay credit on schedule. 7. The purpose of the loan is reasonable and clear.
The loan amount for applying for NetJet is 30-300,000 yuan; The loan amount is valid for 30 days, and the borrower needs to use the loan within the validity period. The loan amount cannot be applied for, approved and issued within a few minutes.