Application materials for micro-credit loan: \x0d\ 1. Provide personal identification, which can be ID card, residence permit, household registration book, marriage certificate and other materials; \x0d\2。 Provide stable proof of address, house lease contract, water and electricity bills, property management and other related certificates; \x0d\3。 Provide stable proof of income source, bank flow sheet, labor contract, etc. \x0d\ Conditions for personal small loans of banks: \ x0d \ 1. China citizens with full capacity for civil conduct who have a fixed residence in China, or a fixed residence (or valid residence certificate) in a local town, or a fixed business place; \ x0d \ 2。 Have a legitimate occupation and stable economic income, and have the ability to repay the principal and interest of the loan on time; \ x0d \ 3。 There is no bad credit record, and the loan cannot be used for house purchase, stock trading and gambling; \x0d\ As long as you meet the requirements of applying for personal micro-loan from the bank and provide your ID card, stable address certificate and stable income source certificate, you can handle micro-loan business.