1, personal credit difference. Provident fund loans have higher requirements for credit reporting, and will focus on reviewing the credit of buyers. Therefore, poor credit reporting should be the most basic rejection factor. It is best to optimize credit information before applying for provident fund loans.
2. Deposit time of provident fund. For newcomers who have just worked for one year and property buyers who have worked for ten years, there will be a certain gap in the time of deposit of provident fund. Because each city's provident fund management policy is different, the application requirements are definitely different.
3. Status of the Provident Fund. In the current state of provident fund, the provident fund loan must be settled before it can be loaned again, so if you want to buy a house, you must pay off the previous loan, and the number of provident fund loans is limited.