Credit information was collected at the meeting. If the loan has a grace period for repayment, and the grace period is greater than or equal to one day, then one day's overdue repayment will not affect the credit information, and naturally it will not affect NetJet. However, there is no grace period to repay the loan, and one day overdue is overdue, so there will be overdue records for credit investigation. When the credit report is not good, users can't apply for a NetJet loan.

Before applying for NetJet loan, the user has not paid off the loan, so it is necessary to ensure that the loan is repaid on time during the application period, so that the loan will not affect NetJet loan.

1. If my debt is too high, can I apply for ABC Network Dai Jie?

If the debt is too high, you can apply for an online loan from ABC, but it will be rejected with great probability. After all, excessive debt will weaken the lender's repayment ability, while online loans value the borrower's repayment ability most, and people with poor repayment ability will not easily approve the loan. After all, if the repayment ability is poor, the risk of borrowing is high, and borrowers will have problems in repayment. If it is overdue, it is difficult to recover the borrowed money. However, repayment ability is only one of the reference factors of NetJet loan. It is best for borrowers to have a good credit record and the pass rate of applying for online loans will be higher.

2. How long does it take to apply again after the NetJet loan is paid off?

How long does it take to apply again after the NetJet loan is paid off? There are two situations. In the first case, the online loan has been repaid, and the credit line of the online loan is still within the validity period of one year, so you can apply on the same day. In the second case, the NetJet loan has been paid off, and the previous credit line has been full for one year, so you must wait until the next day to apply.

It should be noted that if the user has a record of overdue repayment or fails to use the loan money as required, he may not be able to apply again in the short term after the online loan repayment.

3. Can't online loans be settled on the same day?

Netjet supports early repayment after borrowing, but of course, the loan cannot be settled on the same day, and repayment should start from the second day of the loan date. Borrowers who want to repay in advance can enter the repayment page of NetJet Loan through the handheld bank of Agricultural Bank of China or online banking, and make repayment in advance according to the prompts.

Netjet does not charge liquidated damages for early repayment, and the interest is calculated according to the actual borrowing days, and the interest is paid for as many days as possible. After the repayment is successful, the amount will be restored in real time.