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Can I reapply for a loan after paying off my mortgage in advance with the same provident fund?
1. Can I reapply for a loan after the same provident fund has repaid the mortgage in advance?

You can't. There is no time interval between the two. You can apply for a second time immediately after the first provident fund loan is paid off, but it should be noted that you can only apply for housing provident fund once at the same time.

Provident fund loan conditions:

1, first see if you have a provident fund account. This can be seen in the usual salary details, depending on whether the unit has sent it to you. As long as the account is paid, you can also visit the website of the local provident fund center.

2. On the premise of having a provident fund account, only those who have paid the provident fund for more than 6 months or accumulated 1 year before the month of applying for a loan and are still paying the provident fund are eligible to apply for a loan.

Two, a one-time payment of housing provident fund.

Subjectivity of law: loans are no stranger now. There are many forms of loans, some are mortgage loans and some are credit loans. We used a provident fund loan when we bought a house. What materials do we need to withdraw the provident fund when we repay the provident fund loan in one lump sum? 1. Materials for repayment of provident fund loans in one lump sum for withdrawal of provident fund (1) Application form for withdrawal of housing provident fund issued by the unit finance or labor (2) Original and photocopy of ID card 1 copy. To withdraw the spouse's provident fund, it is necessary to provide the original and photocopy of the marriage certificate and household registration book 1 copy. (3) If a loan contract is needed, the loan department of the loan bank will print the individual housing loan repayment form of the previous year (from the month of withdrawal to the month of the previous year) and ask the bank to stamp it (3). If you repay by bank card, you must provide a copy of the details of the bank card printed by the bank counter in the last year. (5) Go to the loan department of the loan bank and sign the Agreement on Withdrawing Housing Provident Fund and Repaying Housing Provident Fund Loan (if both husband and wife extract it, they will fill it in the bank account according to their fingerprints and transfer it directly to their personal accounts). Note: Employees must sign the Withdrawal Application Form at the scene and press their fingerprints (the provident fund will be remitted to the personal repayment account). The Buyer and the Seller sign the loan fund transfer payment agreement. 2. Entrusted assessment. The loan applicant entrusts a housing appraisal institution recognized by the housing provident fund management center to evaluate the transferred house and issue an appraisal book. 3. Housing transfer. The buyers and sellers handle the house transfer formalities in the real estate registration department, sign the house sales contract, complete the deed tax payment formalities in the tax collection and management center, and obtain the property right certificate after the transfer. 4. Loan application. The loan applicant shall fill in the Application Form for Individual Housing Provident Fund Loan at the Housing Provident Fund Management Center with the materials required for the aforementioned provident fund loan, and make a record of the loan interview. 5. Loan approval. The housing provident fund management center is responsible for the preliminary examination of the loan application of the loan applicant; Audit; Recognition. 6. Sign a loan contract. Sign loan contracts and handle insurance; Notarization procedure. 7, for housing mortgage registration. The loan applicant brings the loan contract to the entrusted bank and gets approval; After being stamped, it will be sent to the accreditation center for mortgage registration, and the acceptance notice will be handed over to the housing provident fund management center. 8. Issue loans. After receiving the mortgage "Property Ownership Certificate", the Housing Provident Fund Management Center will notify the entrusted bank to issue loans. 9. repayment. The borrower shall repay the loan principal and interest on a monthly basis in accordance with the loan contract. 10, the contract is terminated. After the borrower pays off the loan principal and interest, the loan contract is terminated and the entrusted bank issues a loan settlement certificate. The lender takes back the mortgage Property Ownership Certificate (combined loan to the entrusted bank) from the housing provident fund management center and goes through the mortgage cancellation registration with the housing property registration department. To sum up, the above is the content of one-time repayment of provident fund loans to extract provident fund materials. When repaying the provident fund loan in one lump sum and extracting the provident fund materials, the employees need to be present to sign the Application Form for Extraction and press their fingerprints.

Legal objectivity: Article 24 of the Regulations on the Management of Housing Provident Fund is under any of the following circumstances: (1) purchasing, building, renovating or overhauling self-occupied housing; (2) retirement; (three) completely lose the ability to work, and terminate the labor relationship with the unit; (4) Having left the country to settle down; (5) Repaying the principal and interest of the house purchase loan; (six) the rent exceeds the prescribed proportion of family wage income. In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time. If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.

Third, how to apply for a provident fund loan for a one-time payment house?

You can apply for a loan from the contract or deed center, but the loan amount cannot exceed the total house price. If the housing provident fund is not withdrawn, the decoration payment shall be paid.

Four, a one-time payment of the house how to apply for provident fund loans?

One-time payment of the house to apply for provident fund loans need to provide information is:

1, commercial housing sales contract.

2. Full payment invoice. ?

3. Provide the purchased house ownership certificate as collateral.

4. ID card. If you are married, you need to provide a marriage certificate. If you bought it with your parents, you need to provide a household registration book.

Those who meet the requirements can carry the above materials and choose an authorized commercial bank with the logo of "Housing Provident Fund Agency" to handle the relevant housing provident fund loan procedures.