On the surface, flower buds and other loan products are obviously two different products, which come from different platforms and should not affect each other, but this is not the case. Credit information is the most important issue when examining the user qualification of general products. Once there is a problem with the credit information, it is easy to cause the loan to be rejected. However, at present, some users' flower beds have already met the credit information. If such users have the problem of overdue repayment in the process of using flower buds, it will easily lead to tainted records on credit information, which will indirectly affect the application of other loan products. Even if there is no overdue repayment in the process of using flower buds, if the current overdraft limit is large, there may be a problem of high debt ratio, which will also affect the repayment ability of users and lead to the rejection of other loan products.
Perhaps in the eyes of some users, these requirements are concentrated on very formal loan products, so if everyone uses online loan products, it should have no impact on the flower garden. Actually, it is not. Although Huayuan is a very formal product, it is also an online loan in essence. Therefore, daily use behavior will also affect the qualification of big data. Once big data is destroyed, it is naturally easy to be rejected when applying for other loan products. However, if you usually use flowers and always repay on time, and there is no negative impact on yourself, it will naturally have no impact when applying for other loan products, so the key to the problem is that you should develop good loan habits.
Today, I would like to introduce you to the problem of flower buds. If there is anything you don't understand, you can check it at any time.