All relevant units and housing provident fund depositors:

According to the requirements of the "Housing Provident Fund Personal Housing Loan Business Specification" and the "Implementation Measures of Anhui Housing Provident Fund Liquidity Risk Early Warning Mechanism" and other documents, combined with the actual work in our city, with the consent of Huaibei Housing Provident Fund Management Committee, we decided to make appropriate adjustments to the housing provident fund loan policy in our city. The relevant matters of policy adjustment are hereby notified as follows:

The first is to increase the amount of housing provident fund loans. If employees and families pay housing provident fund normally, the maximum amount of housing provident fund loans will be raised to 600,000 yuan. Normal unilateral deposit of housing provident fund, the maximum amount increased to 500 thousand yuan. Moreover, the maximum loanable amount does not exceed the maximum loanable amount of the corresponding grade of monthly deposits of both parties or one party, and the loanable amount is not linked to the deposit balance.

1. The total monthly deposits of both parties are below 1200 yuan (inclusive), and the maximum loan amount is 400,000 yuan; The monthly deposit is between 1.200 yuan and 2,500 yuan (inclusive), and the maximum loan amount is 500,000 yuan; The monthly deposit is more than 2,500 yuan and the maximum loan amount is 600,000 yuan.

2. Unilateral monthly deposit 1 1,000 yuan (inclusive), with a maximum loan amount of 300,000 yuan; The monthly deposit is between 1000 yuan and 2,000 yuan (inclusive), and the maximum loan amount is 400,000 yuan; The monthly deposit is more than 2000 yuan, and the maximum loan amount is 500,000 yuan.

Second, reduce the down payment ratio of housing provident fund second-hand housing loans. The minimum down payment ratio for the first provident fund loan to buy a second-hand house is uniformly adjusted to 30%, and the minimum down payment ratio for the second provident fund loan to buy a second-hand house is uniformly adjusted to 40%.

Third, adjust the time interval between the second housing provident fund loan and the first loan. After the first housing provident fund loan is settled, you can apply for a second provident fund loan the following month.

Four. This notice shall be implemented as of February 1 day, 2023. If the original housing provident fund loan policy conflicts with this notice, this notice shall prevail.

Huaibei housing fund management Committee

65438+2023 10/7