You can apply for deferment of loan repayments, but you cannot stop loan repayments. It is understood that industries such as wholesale and retail, accommodation and catering, logistics and transportation, and cultural tourism that have been greatly affected by the epidemic, as well as enterprises with development prospects but temporarily experiencing difficulties due to the epidemic, especially small and micro enterprises, are not allowed to blindly withdraw loans or cut off loans. Loan, press loan. For enterprises severely affected by the epidemic that have difficulty repaying their loans when due, they can extend or renew their loans.