1.? When applying for a school or visa, it is generally necessary to provide a deposit certificate issued by the bank as a guarantee for studying abroad, but there is no specific requirement for the deposit period. The requirements for the amount will be different. Specifically, when applying for a school, it is generally only necessary to provide the "proof of deposit" of the first year's expenses for the school. In this case, certificates of deposit can only be issued for bank time deposits, and individual banks can also issue certificates of deposit for current deposits.
2, ? Although the visa requirements are not clearly stipulated, according to past experience, students generally need to provide proof of financial guarantee for all expenses during their study in the United States, and can clearly explain the source of funds. Among them, most of the funds can be embodied in the form of bank certificates of deposit, and other forms such as bank wealth management products, stock investment and multiple houses can be used as reference for fund protection.
3.? After successfully obtaining a visa, students need to make all kinds of preparations for studying abroad. American schools generally require students to register and choose courses before paying tuition fees. Generally speaking, there are two ways: money order and credit card payment. Before students leave, they can draw two bills of exchange in the bank, one for tuition, and the payee is the school (please confirm the name of the school carefully, and there must be no spelling mistakes, otherwise the school will not receive it);
The payee of the other bill is the student himself. After arriving in the United States, students open an account in a local bank in the United States and collect this bill to pay for accommodation and living expenses at school. Parents can also apply for credit cards for students. Parents hold primary cards and students hold secondary cards. Credit card processing time generally takes 3-4 weeks, so it is recommended to handle it in advance. In this way, parents can know the specific information of students' consumption in time through bank statements and bank consumption short messages.
However, due to the large amount of tuition paid by credit card, there may be problems in the transaction. So it is better to use the draft form. It is particularly noteworthy that students cannot carry a lot of cash with them. If you want to bring cash, the entry requirement for the United States is $654.38 +0 million cash.
Second, the process of studying in Australia:
1.? When applying for a visa, the amount of deposit certificate for studying in Australia should cover the tuition and living expenses during studying in Australia. The tuition fee for studying in Australia for one year is around 200,000, and the specific amount should be calculated with reference to the tuition fee and living expenses of our school.
2.? The freezing period of the deposit certificate for studying in Australia is stipulated by each bank. Usually three months. If you feel unsafe, you can do it for half a year. The deposit certificate shown to the visa officer has little to do with the length of the freezing period. The safest way is to freeze it until you get a visa. When your visa is completed, you can take the original deposit certificate, ID card and time deposit passbook (card) to the bank to unfreeze it. These funds can be used immediately.
3.? When handling the deposit certificate, students need to show the following materials: deposit certificate (certificate of deposit, discount), personal identification documents (resident ID card, temporary id card, household registration book, passport, soldier's card, military officer's card, civilian cadre's card, police officer's card, retired military or armed police cadre's honorary certificate, military retired military officer's card, military school student's card, Hong Kong and Macao residents' pass to and from the mainland, and foreign border areas. If you entrust others to do it for you, you should also show your personal identification.
4.? Fill in relevant information: For example, the Power of Attorney for Personal Deposit Certificate of Industrial and Commercial Bank of China (the part filled in by the client) is in duplicate, and all relevant columns must be completed. China students' deposits are mostly deposited in major domestic banks, such as China Bank, China Industrial and Commercial Bank, China Agricultural Bank, China Construction Bank and China Merchants Bank.
5.? It is suggested that the deposit is in the applicant's own name, and only one proof of funds is needed, which is the simplest; The deposit certificate issued must have a deposit period of more than 28 days in the corresponding account; The freezing period of the deposit certificate shall cover the whole visa review period.
The visa review period is generally around 1 to 4 weeks, and the visa peak period is from June to September every year, and the review period may be longer, but according to past experience, it usually takes about 6 weeks to complete the review at the peak period; If you have your parents' names or a student visa under 18 years old, you need a consent form signed by your parents, proof of your parents' income and proof of your household registration. If the household registration books are not together, you need more household registration books.
If there is no household registration book, it is necessary to issue a birth certificate or a certificate from a relative of the public security organ, or a notarial certificate from a notary office; /kloc-Students under the age of 0/8 also need parents' consent to let their children study abroad alone.
Extended data:
The definition of asset certificate refers to the information and data of how many assets have been certified by a creditable unit, and the documents that prove the value of assets owned by an enterprise legal person or natural person. A certificate issued by a specialized agency or professional appraiser, which follows legal or fair standards and procedures, adopts scientific methods, and uses currency as the calculation scale for evaluation and estimation.
Means of proof Asset proof refers to houses, cars, deposits, etc. The capital certificate itself has no value and cannot be used as a pledge. It can only prove how much money an account has at a certain time.
1. A copy of the time deposit certificate or passbook with a deposit history of more than half a year (including the cover of the passbook) and the original deposit certificate issued by the bank. The certificate of deposit will freeze your deposit for 3 to 6 months and cannot be withdrawn. The materials are the original ID card of the applicant, the original ID card of the fund guarantor, a copy of the household registration book, cash or deposit, etc.
2. Income certificate: the original income certificate of the fund guarantor, with the company's head, indicating the position, working years, annual income, detailed income in the last five years, address and telephone number stamped with the financial seal and official seal, personal tax payment certificate, signature of the person in charge, if there is a business card. If there are additional real estate and rental income, please provide copies of all real estate licenses and the original rental agreement.
Third, the purpose of proof.
1, proving the source of assets;
2. Show proof of funds for studying abroad at your own expense;
3. Show it to the visa officer at the time of visa to prove your financial ability.
References:
Proof of assets-Baidu Encyclopedia