First, the bank evaluates the loan signing, which takes three to five working days, and then makes an appointment for decompression cancellation, which takes about half a month. Generally speaking, after applying for a loan, an individual takes the information given by the bank, including a copy of the business license of the borrowed bank, a copy of the legal person, a copy of the customer, a certificate of rights, a real estate license and other mortgage materials to the trading center for cancellation.