300,000 yuan venture loan conditions: 1, at least 18 years old, and the borrower has full civil capacity; 2. Having a fixed domicile or business premises; 3. The borrower's entrepreneurial project has certain self-owned funds; 4. Hold the business license issued by the administrative department for industry and commerce and the business license of related industries; 5. Personal credit is good.

Users can consult different banks or related units when handling venture loans, and ask whether the consulted projects meet the loan requirements. Knowing whether there are preferential policies, you can pay less loan interest through preferential policies, which is conducive to the subsequent return of commercial loans.

The general process of applying for a venture loan: preparing materials, filling in the application form, appraisal, bank acceptance, loan review and loan lending; The term of venture loan is generally 1 year, and the longest is no more than 3 years. When handling a loan, you can choose different repayment methods, such as average principal, equal principal and interest, interest priority, and one-time repayment of principal and interest.

Venture loan is a preferential policy issued by the state. Venture loan is a new business launched by banks. Although the requirements vary from place to place, individuals who have certain production and operation capabilities or have engaged in production and operation activities may apply for special venture loans from banks that offer this business because of the need of starting or re-starting.