Student-origin student loan is a bank loan led by the government, subsidized by finance, issued by finance and universities, and operated by banks, education administrative departments and universities to help students with financial difficulties in colleges and universities.
Borrowing students do not need to apply for loan guarantee or mortgage, but they need to promise to repay on time and bear relevant legal responsibilities.
The main contents of the financial aid policy system for students from poor families in colleges and universities;
The Opinions of the State Council on Establishing and Perfecting the Financial Aid Policy System for Students from Poor Families in Colleges, Higher Vocational Schools and Secondary Vocational Schools (Guo Fa [2007]13) and its supporting measures were promulgated and implemented.
At the stage of higher education, the state has established various forms of financial aid policy systems for students from poor families in colleges and universities, such as national scholarships, national inspirational scholarships, national grants, free education for normal students, national student loans, work-study programs, tuition fee remission and so on. When students from poor families are admitted to universities, they can first report on time through the "green channel".
After entering the school, the school verifies the family's financial situation and then provides financial assistance in different ways. Among them, the problem of living expenses is mainly solved by state grants, supplemented by work-study programs; To solve the tuition and accommodation fees, the national student loan is the main one, supplemented by the national inspirational scholarship.