If the user chooses to settle the interest on a monthly basis, then the interest of the rich e-loan will be repaid on a monthly basis, while the user chooses to repay the principal on a quarterly, semi-annual and due basis, then the interest will be repaid according to the selected repayment method. If the term of a single loan is greater than 1 year, you can choose the repayment method of equal principal and interest, and then the interest will be paid monthly.

Farmers need a platform to rate individuals, verify the loan amount and issue loan vouchers. Users who meet the conditions of bank loans will issue loans after approval, and borrowers will repay them on schedule. "Fuxiang e-loan" has the functional characteristics of online loan application, self-withdrawal, self-repayment, repayment with the loan, daily interest calculation, simple procedures, convenience and quickness.