Monthly payment 1776.52 yuan. The monthly payment is not only related to the loan amount, loan interest rate and loan term, but also closely related to the repayment method. The interest rate of provident fund loan is 3.25%, and the loan10.5 million years. When the repayment method of equal principal and interest is selected, the monthly payment is 1776.52 yuan; If the average capital mode is selected, the first monthly payment is 1, 968.75 yuan, and the next month is 1, 964.52 yuan (decreasing by 4.23 yuan per month).

2. How much is the monthly repayment of the loan 1.5 years?

According to the benchmark annual interest rate of China People's Bank for more than five years: 4.90% (unchanged), the repayment method of equal principal and interest is adopted, with monthly repayment of 1 178.39 and total repayment of 212110.44; Total interest: 62 1 10.44.

Three. 1.5 million yuan. How much is the monthly payment?

If the loan principal is10.5 million yuan, and the term is10.5 years, the repayment method of equal principal and interest will be adopted according to the benchmark annual interest rate of loans of the People's Bank of China for more than 5 years, with the monthly payment of 1.654.38+0.78.39 and the total repayment amount of 2/kloc-0. Loan is the result of comprehensive calculation based on loan amount, execution interest rate, loan term, repayment method and other factors, and the actual monthly payment cannot be calculated only based on loan amount. The loan is 654.38+0.5 million yuan, and the loan period is 654.38+05 years. If it is the first housing loan for commercial loans, the benchmark interest rate is 8.5%, the monthly payment is 1203.38 yuan (the latest annual interest rate is 5.2 1.90%), and the provident fund loan is1/65438. Borrowers often conceal the real situation, confuse creditors with rhetoric and try their best to get money. In addition, creditors have limited knowledge or lend money to borrowers easily in order to obtain high returns. Temptation. The high return promised by the borrower is often several times the interest of the bank during the same period, which makes the creditors feel heartache. Difficult. Borrowers and creditors often appear in the form of IOUs, and some have no IOUs or other vouchers at all. Once it appears, it is difficult for creditors to safeguard their legitimate rights and interests. 2. Incorrect ways of private lending will affect the financial order. Because private lending is everywhere, it is generally higher than the provisions of lending, and some even higher than the bank interest rate by dozens of times, which is driven by interests. Some people are more willing to lend their own funds to private lending. Lenders are more fully aiming at this opportunity, offering high profits higher than the bank interest rate to absorb private funds, and then transferring them out at high interest rates. With a large number of contacts with such funds, illegal and unqualified lenders have been bred, which has greatly impacted the normal market access and transaction competition and seriously affected the stability of China's financial order. 3. Incorrect ways of private lending will seriously affect the harmonious and stable social order in China. In order to lend money, illegal lenders often use illegal means to threaten and intimidate their so-called debtors, which often leads to serious criminal acts such as illegal detention and intentional injury. Borrowers often bear great psychological pressure because they can't repay the loan in time, so that some people go to a dead end, leading to the destruction of their families. Or in order to repay the loan, take risks and embark on the road of crime, which will do more harm to other families in society. 4. Incorrect ways of private lending will seriously affect the normal judicial proceedings in China. Usually, as high-interest lenders, when they can't achieve their goals by taking extreme measures, they will use self-designed evidence to go through normal judicial procedures. So as to change from an illegal manufacturer to a right holder. These cases will consume judicial resources to a great extent and damage the dignity of international justice.

Four. 1.5 million yuan. How much is the monthly payment?

If the loan principal is10.5 million yuan, and the term is10.5 years, the repayment method of equal principal and interest will be adopted according to the benchmark annual interest rate of loans of the People's Bank of China for more than 5 years, with the monthly payment of 1.654.38+0.78.39 and the total repayment amount of 2/kloc-0. Loan is the result of comprehensive calculation based on loan amount, execution interest rate, loan term, repayment method and other factors, and the actual monthly payment cannot be calculated only based on loan amount. The loan is 654.38+0.5 million yuan, and the loan period is 654.38+05 years. If it is the first housing loan for commercial loans, the benchmark interest rate is 8.5%, the monthly payment is 1203.38 yuan (the latest annual interest rate is 5.2 1.90%), and the provident fund loan is1/65438.

1. Private lending is characterized by deception. Borrowers often conceal the real situation, confuse creditors with rhetoric and try their best to get money. In addition, creditors have limited knowledge or lend money to borrowers easily in order to obtain high returns. Temptation. The high return promised by the borrower is often several times the interest of the bank during the same period, which makes the creditors feel heartache. Difficult. Borrowers and creditors often appear in the form of IOUs, and some have no IOUs or other vouchers at all. Once it appears, it is difficult for creditors to safeguard their legitimate rights and interests.

2. Incorrect ways of private lending will affect the financial order. Because private lending is everywhere, it is generally higher than the provisions of lending, and some even higher than the bank interest rate by dozens of times, which is driven by interests. Some people are more willing to lend their own funds to private lending. Lenders are more fully aiming at this opportunity, offering high profits higher than the bank interest rate to absorb private funds, and then transferring them out at high interest rates. With a large number of contacts with such funds, illegal and unqualified lenders have been bred, which has greatly impacted the normal market access and transaction competition and seriously affected the stability of China's financial order.

3. Incorrect ways of private lending will seriously affect the harmonious and stable social order in China. In order to lend money, illegal lenders often use illegal means to threaten and intimidate their so-called debtors, which often leads to serious criminal acts such as illegal detention and intentional injury. Borrowers often bear great psychological pressure because they can't repay the loan in time, so that some people go to a dead end, leading to the destruction of their families. Or in order to repay the loan, take risks and embark on the road of crime, which will do more harm to other families in society.

4. Incorrect ways of private lending will seriously affect the normal judicial proceedings in China. Usually, as high-interest lenders, when they can't achieve their goals by taking extreme measures, they will use self-designed evidence to go through normal judicial procedures. So as to change from an illegal manufacturer to a right holder. These cases will consume judicial resources to a great extent and damage the dignity of international justice.