Participate in combating financial fraud
Since 2065438+early April 2009, Du Xiaoman Finance has set up a special disposal process and submitted fraud clues to the Ministry of Public Security.
In addition, Du Xiaoman Finance also joined hands with the police to crack down on fraud. 20 19 10, Du Xiaoman Finance became the first enterprise to join the anti-fraud early warning platform of the Ministry of Public Security, and cooperated with the Criminal Investigation Bureau of the Ministry of Public Security to launch the money shield anti-fraud robot. By the end of 2020, Du Xiaoman Finance has cooperated with public security organs across the country to crack down on and control fraud crimes for hundreds of times, provided anti-fraud reminder services for more than 250,000 people, successfully intercepted nearly 5,000 ongoing frauds, and avoided people's property losses exceeding 70 million yuan.
Establish an online clue feedback platform
For users, Du Xiaoman Financial has set up an "anti-fraud center" on the APP page, which not only displays common fraud cases, effective anti-fraud cheats and anti-fraud guides, but also includes a fraud reporting portal. If users encounter fraud or obtain relevant evidence materials, they can upload and feed back fraudulent phone calls, fraudulent WeChat, fraudulent links, fraudulent bank card numbers and other information, and Du Xiaoman will block relevant clues according to the content provided by users.
At the same time, Du Xiaoman Finance has set up a "mutual anti-fraud public welfare platform" to collect relevant clues about counterfeit APP links.
Du Xiaoman Finance also set up a policesupporter mailbox to collect links and QR codes of counterfeit apps fed back by the police. Du Xiaoman Financial will use technology to analyze the clues provided by the police and feed back the analysis results to the police in time to help solve the case.
Attach importance to public financial fraud prevention education
In anti-fraud education, Xiaoman Finance also attaches great importance to keeping pace with the times and constantly enriching anti-fraud content.
Du Xiaoman Finance publishes anti-fraud information on its related platforms, such as Du Xiaoman Finance official APP, WeChat official account, Baijia number and other channels, so as to enhance users' ability to identify credit fraud.
At the same time, through Beijing Satellite TV, CCTV, Weibo, Zhihu, Baijiahao, Headline, Tik Tok, National Video, Aauto Quicker, Baidu Video and other media channels, Du Xiaoman Finance publicized financial anti-fraud knowledge in various forms such as articles, pictures, long pictures, short videos and live broadcasts, covering more people, comprehensively enhancing public anti-fraud awareness and strengthening the protection of financial consumers' rights and interests.
For the elderly who are not good at using electronic products, Du Xiaoman Finance also went into the community to share some tips for preventing financial fraud with residents.
Protect the financial safety of consumers.
In terms of the safety of users' funds, Du Xiaoman Finance has advanced technical advantages and actively participates in solving related problems in the education and training industry.
20 19 10 month, 1 19, Du Xiaoman Finance launched "peace of mind payment". After the user applied for the "secure payment" loan product, Du Xiaoman Finance distributed the funds for the delivered services to the education and training institutions according to the user's confirmation, and the education institutions cancelled classes every month, which broke the current situation of the mismatch of the prepayment mode and ensured the safety of the users' funds.
Explore a new model of financial support for agriculture
While protecting the rights and interests of financial consumers, Du Xiaoman Finance has also explored a new model of financial support for agriculture.
April 20 19, Du Xiaoman Finance launched the "Xiaoman Student Aid Program" public welfare project. By the end of 20 19, Xiaoman assistance program has been implemented in four phases, providing "one-on-one" support for farmers, with interest-free loans10.02 million yuan.
In 2020, Du Xiaoman Finance and Economics, in conjunction with the CCTV financial channel "Living in Villages and Seeing Poverty Alleviation", conducted research visits in poor villages in different parts of the country, and is gradually landing Xiaoman Assistance Program.
May 2, 20201day is Xiaoman Financial Brand Day. On the same day, Xiaoman Finance launched "Xiaoman Assistance Plan 2020", launched an interest-free loan of 1 100 million yuan, and opened online applications for farmers across the country. At present, "Xiaoman Assistance Program" has covered 3 1 provinces and cities and 165 administrative villages, indirectly radiating 80,000 farmers.
Help small and micro business owners to raise funds.
In addition to the "Xiaoman Assistance Plan", in order to effectively help the majority of small and micro business owners and small business people solve the problem of operating capital turnover and reduce the cost of capital turnover, Duman Finance launched the "Small and Micro Gas Station" plan on February 3, 2020, providing low-interest loans totaling 65,438 billion yuan to small and micro business owners nationwide, with a daily interest of 0.065438+.
On February 26th this year, Du Xiaoman Finance launched the activity of "Small and Micro Gas Station" again, providing eligible small and micro business owners with low-interest loans totaling 300 million yuan, with the highest annualized interest rate of 3.65%.