The vehicle type is a small private car, the current status is unsecured or settled, the age of the car is not more than 7 years, the mileage is less than1.20 thousand, and it meets the requirements of any two household registration locations in the acceptance area.

2. What are the requirements for applying for car loans and mortgage loans?

Call Youe Car-apply for a loan-submit application materials-review and handle Youe Car-inform the result.

Third, the application conditions of Ping An car loan

Ping An Bank's automobile mortgage requires the applicant to meet the following conditions: 1. The borrower is a natural person with full civil capacity and is over 25 years old and under 55 years old. 2. The borrower has a good personal credit record. 3. The borrower has legal and stable economic income and can repay the loan principal and interest on time. 3. The borrower can provide the car as collateral. 4. The age of the mortgaged vehicle shall not exceed 7 years, the appraised value shall be more than 70,000 yuan, and the mileage of the mortgaged vehicle shall not exceed1.20,000 kilometers. Car loan refers to the loan issued by the lender to the borrower who applies for buying a car. Automobile consumption loan is a new loan method that banks issue RMB-guaranteed loans to car buyers who buy cars at their special dealers. The interest rate of automobile consumption loan refers to the ratio of the loan amount to the principal given by the bank to consumers, that is, borrowers, for purchasing their own cars (non-profit family cars or commercial vehicles with less than 7 seats). The higher the interest rate, the greater the repayment amount of consumers. Type of car loan: Personal car loan business can be divided into direct car loan, indirect car loan and credit card car loan. The direct customer type is generally a bank car loan for customers to meet directly, and the indirect customer type is generally a car loan from an auto finance company to a customer car loan. The fees charged by banks for direct car loans include deposit, principal and interest, and 3% guarantee fee. And the bank's premium customer fees will be discounted, but the preferential policies of each bank are different. In addition to the above fees, the car loan of individual auto financing companies also needs to bear the supervision fee, fleet management fee and warranty renewal deposit. And credit cards, car loans. Credit card installment car loan only provides installment payment for bank credit card users, not all conditions can be handled, and there is an audit procedure, which is difficult for credit card users with bad credit records. The specific steps of buying a car by credit card are roughly as follows: 1. The cardholder (or applicant) calls the credit card center of the bank or goes to the local bank to find out whether he can apply for a credit card car loan. 2. The cardholder will fill in the installment order of car purchase at the dealer with his ID card, and the bank background will review it. 3. After the order is approved, the cardholder pays the down payment and goes through the normal car purchase procedures. 4. After the vehicle is licensed, the cardholder needs to go to the bank to go through the mortgage formalities and purchase the required auto insurance. Finally, I can drive the car away smoothly. Loan amount: The maximum loan amount generally does not exceed 80% of the price of the purchased car. Loan terms: 1. Having valid identification and full capacity for civil conduct; 2. Can provide a fixed and detailed address certificate; 3. Have a stable occupation and the ability to repay the loan principal and interest on schedule; 4. Personal social credit is good; 5. Holding a car purchase contract or agreement approved by the lender; 6. Other conditions stipulated by the Cooperation Organization. First of all, the lender needs to prepare ID card, residence certificate, work certificate, loan use certificate and other supporting materials, go to a bank, fill out an application form and fill out a contract. Then, wait for the bank's pre-loan qualification investigation and approval. If the lender meets the loan conditions stipulated by the bank, the bank will inform the lender to fill out some loan forms. If the loan applied by the lender needs mortgage or guarantee, it is also necessary to sign a guarantee contract and a mortgage contract, and go through the mortgage registration procedures; If so, there is no need to sign such a contract. Secondly, banks issue loans to lenders. Generally, banks will lend money within 2 to 3 weeks or 1 month after the approval is completed, and the loan can be released within 1 day at the earliest. Finally, the borrower will pay the down payment to the car dealer, and handle the car pick-up formalities with the passbook and the car pick-up note issued by the bank. In the process of applying for personal automobile consumption loan, the applicant needs a copy of ID card, household registration book, marriage certificate, income certificate, bank statement, real estate license and so on.

4. What are the E-loan conditions of Ping An Pratt & Whitney?

Ping An Pratt & Whitney E loan application conditions: the applicant must be the legal representative of the enterprise or the first natural person shareholder of the enterprise; Applicant 18 years old or above, but not more than 65 years old; The applicant's enterprise has a tax payment record of at least 2 consecutive years; The enterprise and the applicant have no bad credit records; The ownership of the enterprise must be within the service scope provided by the loan product.

Users who meet the above conditions can try to apply for Ping An Pratt & Whitney E loan. As for whether they can pass the loan audit, the final audit result shall prevail.