Many card friends handle too many credit cards, which makes it more difficult for them to manage, and they are often in a hurry when the repayment date comes. In fact, when you have multiple credit cards, you can try to use credit cards to raise credit cards. This will not only maximize the amount of each card, but also promote the increase of each other's amount between cards. Today, I will teach you a few skills of keeping credit cards with credit cards and teach you to play with them.

There are two main principles for raising a credit card with a credit card: first, let the bank feel that its funds are safe with you; Second, let the bank make money from you.

Combining these two principles, you can refer to the following skills:

1. In the first three months after card opening, accumulate credit and repay in full and on time. Let the bank feel that the funds are safe and feel at ease with you;

2. Pay back if you have money. The purpose of doing this is to increase the efficiency of++and improve the utilization rate of funds. The greater the frequency of swiping and returning cards, the more banks like it, which not only ensures the safety of funds, but also makes money.

3, often brush a small amount, with points "le brush pos machine", let the bank make money. Raising a credit card with a credit card is a very important skill. The profit of pos machines is divided as follows: Issuer 7, Acquirer 2, UnionPay 1. Those with points are not capped, and those without points can't make money;

You can also withdraw cash twice a month to make the bank earn some interest. Or do it by stages every two months, and the number of stages should not be too long. Seize every opportunity to brush every day. No matter how big or small, you can pay the electricity, water and telephone bills by credit card. Don't underestimate these small credit card records, which are very useful for card-using activities.

The above are the skills shared by card friends to raise credit cards with credit cards. I believe that if you master these skills, you can enjoy the preferential rights of credit cards while maintaining your good credit information, and play the role of credit cards to the extreme, which is a "card god" from the beginning. Click on the credit card application channel to see which credit card is best for you.

Skills of becoming a credit card card god

Skills of becoming a credit card card god

1. Pay attention to two dates: bookkeeping date and repayment date.

Generally, the repayment date is 18 days after the bill date, with the longest interest-free period and the shortest interest-free period.

2. Credit card information protection.

The three most critical information on the card face of a credit card:++,expiration date and CVV code (that is, the last three digits in the signature column on the back of a credit card) affect your card security, especially the CVV code, which is as important as the password. It is recommended to cover CVV code with correction fluid or sticker, and some people are even worse. Scrape off the CVV password with a blade and remember these three numbers.

3. Diligently handle credit cards, in order to avoid annual fees; Only when the repayment is made on time can the amount be withdrawn.

So be sure to pay the annual fee. In addition, we can increase the credit card limit by swiping more cards and swiping frequently. At the same time, being able to repay on time and maintain a good credit record is also a way to improve the credit limit.

4. Choose the repayment method that suits you best.

In this information age, repayment methods are diversified, and you don't have to go to bank outlets or ATM to transfer repayment. Credit card repayment methods include Alipay repayment, debit card binding automatic repayment, Lacarra repayment, UnionPay online repayment, online banking transfer repayment, Tenpay repayment and so on. So, choose the way that suits you and repay in the quickest and most convenient way!

5. If++doesn't work, or repayment is delayed due to something, you can call customer service to apply for deferred repayment.

That is to say, if your funds can't be turned over temporarily, or repayment is delayed due to some things, then don't worry, call the bank customer service immediately and apply for an extension of repayment for one to three days. General bank customer service will help you postpone!

6. What if the funds are tight? Apply to change the accounting date and extend the interest-free period.

When applying for changing the bill date, we should pay attention to calculating the bill date and time, enjoy the longest interest-free period, and relieve the pressure of tight funds. But this skill is not available every month, because banks can only apply for a change once every six months.

7. Use credit cards carefully.

Credit card installment interest is very high, even if it is interest-free, installment fee is not cheap, so use it with caution! Unless, of course, credit card arrears cannot be repaid on time under special circumstances.

8. Pay attention to various credit card consumption traps.

Always remind yourself to be alert to various credit card consumption traps, such as the credit line provided by Bank of Communications and the wealth management fund provided by Guangfa. These are similar micro-credit loans with extremely high interest rates. In case the credit card salesman sells it, it will be rejected.

9. Try not to use it for cash withdrawal.

Credit cards cannot be used to withdraw cash. You don't approve of withdrawing cash by credit card unless you need emergency, which is very urgent. The handling fee and interest can't be hurt! Remember, credit cards are used for consumption, not cash withdrawal!

10, don't deposit money in the credit card.

Saving money into a credit card is called overpayment, and it is difficult to withdraw money by saving money. Generally, it is necessary to pay a handling fee for withdrawing cash from a credit card. If it is not necessary, don't deposit money in the credit card.

1 1. Does the credit card have a password? with different opinions

Some people say that it feels like streaking without a password. So, does the credit card have a password? Different people have different opinions. Generally speaking, credit cards are safer without passwords, but the key is to see if the bank provides you with card loss protection.

According to the consumption habits of China people, we should use the combination of signature and password to swipe our cards. Pay attention to develop good credit card habits in daily life, protect your credit card information, report the loss in time, and avoid greater losses.

12. Clever use of official credit card WeChat for consumption reminder.

Now some credit cards, such as Ping An Bank, China Merchants Bank and China Guangfa Bank, can immediately remind consumers as long as they pay attention to the official micro-signal of the credit card and bind the credit card account number. Consumer reminders are free and don't cost a penny.

How does the world credit card god buy assets?

The world's credit card card gods have the following four methods.

First, make full use of the interest-free period: credit cards have an interest-free period of 50 to 55 days. During the interest-free period, this is equivalent to an interest-free loan issued by the bank. As long as you make good use of it, you can get a lot of income.

Second, change the billing date to get a longer interest-free period: most banks support changing the billing date, and each bank can choose a different date and change times. You can check it online if you need it.

Third, clever use of points: credit card points can be used to exchange gifts in shopping centers, and we can make money by selling gifts. And some high-end credit cards can be converted into airline miles, hotels, delays and so on. To earn more income.

Fourth, take advantage of various activities in bonus hunter: Banks have cooperation with many businesses. As long as you swipe the bank's credit card, you will get a certain discount. You can get a lot of wool if you use it well.

This is the end of the introduction of credit card god and the highest realm of credit card god. I wonder if you found the information you need from it?