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Which loan interest rate is low and which interest rate is high?
The following four banks have low loan interest and high loan interest:

1. Agricultural Bank of China online Agile loan, the loan amount of agricultural bank online loan is 20,000 yuan to 200,000 yuan. The borrower needs to use the loan within the validity period of the line. The line can be recovered, and the validity period of the line is 1 year. The longest application period for general customers is 1 year, and the longest application period for special customers in the scenario is 5 years. Please refer to the system display at the time of application for details. Online loans are currently revolving loans, and loans can be made in installments at any time. The minimum amount of a single loan is 1000 yuan per loan.

2. CCB's fast loan is divided into four products: fast e-loan, car e-loan, financial e-loan and pledge loan. The loan amount that users can apply for is between 1000 yuan and 300,000 yuan. The borrower logs into the mobile banking of CCB, looks up the products he wants to apply for in "Loan-I want a loan", and then applies for a loan.

3. BOC e-loan, the maximum amount of BOC e-loan can reach about 300,000 yuan. However, the loan amount of each applicant is subject to the comprehensive evaluation results of the bank. Bank of China will comprehensively evaluate the applicant's credit, income, job and whether he has fixed property. If the assessment passes, you can get a credit line. In addition, the validity period of Bank of China's e-credit line is 12 months.

4. Personal consumption credit of Postal Savings Bank. Personal consumption credit products of Postal Savings Bank are unsecured and unsecured credit products. The maximum loan amount that users can apply for is 6,543,800 yuan. The longest service life is 3 years. As long as the borrower has a stable income, good credit and a certain source of income, he can try to apply for a loan. Support recycling.

Loan notes:

1. When applying for a loan amount, you must be moderate and fully consider the financial situation and financial habits of individuals and families. Usually, the monthly repayment amount does not exceed 50% of the total family income. Keep a good credit record. Once the credit record is bad, it will directly affect the operability of the loan and even be rejected by the bank.

2. When granting loans, you should provide real personal information to the bank, cultivate a good sense of integrity from the beginning, and don't provide false information, otherwise it may be included in the "blacklist" of the bank and rejected by the owner; When personal information changes, it shall promptly notify the bank.

3, the loan applicant should have a stable source of income, repayment willingness and repayment ability. Office workers need to provide proof of unit salary, bank running water and so on. To start a company or self-employed, you need to provide information such as business status, bank flow, physical assets (such as real estate) and financial assets (such as bank deposits). Securities, national debt), etc.

4, bank loans, should explain the purpose of the loan and provide relevant certification materials, such as the purchase of real estate, production and operation turnover, decoration, etc. If it is a mortgage loan, the house must have three certificates and pay off the loan balance. If it is a house that has been mortgaged by the bank, it can also be used as a secondary mortgage of the house without paying off the balance.

5. We should choose the loan variety, loan term and repayment method according to our own situation. ; When signing a contract or agreement, you should read the terms clearly, understand your rights and obligations and safeguard your rights and interests; Keep contracts, agreements, receipts and other materials properly.

6. Repayment information should be formulated in time to avoid bad credit records.