1, paid annually.

If you reach retirement age, there are still several years, usually three years, before you can receive social security benefits. The regulations may vary from place to place. According to the local policy, it can be paid back every year, so you can receive social insurance benefits after retirement. However, while paying the annual insurance premium, a certain late fee must be paid.

2. Delayed retirement

Those who reach the legal retirement age in China, but the social insurance payment is less than 15 years, can apply for a five-year delay in retirement, so that they can continue to pay social insurance while working.

3, into the social security of residents.

If there is still a period of time before the social security payment of 15, we can consider changing employee social insurance into resident social insurance to save the annual payment cost, and some places can also pay it in one lump sum.

4. Stop paying social security and take out the money.

If the social security has not been paid for 15 years, but you don't want to pay it, you can apply for surrender. So you don't have to continue to pay social insurance premiums, and the money you paid before will be refunded to you. However, one consequence of this practice is that you will not enjoy the benefits of medical insurance and pension after retirement.