Banks can accept unsecured small loans in different places and across provinces;

The borrower needs to have lived and worked locally for at least half a year and can provide all the requirements for bank loans. Item information;

Bank loans require a stable source of repayment and good credit information or collateral with clear property rights, sufficient value and easy realizability, such as real estate, vehicles, etc.;

Bank application Documents required for a loan:

1. Valid identity document;

2. Proof of permanent residence or valid residence, and proof of fixed residence;

3. Marriage Proof of status;

4. Bank statement;

5. Proof of income or personal asset status;

6. Credit report;

8. Other information required by the bank.

Required conditions for bank loans:

(1) Applicants who are over 18 years old and have full capacity for civil conduct, urban residents’ permanent residence or legal and valid resident identity certificate, bank loan requirements The borrower's age is generally between 18-60 years old;

(2) Have a stable legal income and the ability to repay interest;

(3) Have a good credit report;

(4) Other conditions required by the lending bank.

The procedure for unsecured loans is generally divided into three steps:

(1) The customer submits basic information, including work unit and contact number.

(2) The lending bank or company checks the customer's credit information, including whether the customer's credit level has any illegal records. For self-employed individuals and small and medium-sized enterprises, it is also necessary to investigate their business operations.

(3) The staff of the lending unit signs a contract with the customer and implements the loan in the shortest time.