The online merchant's bank mortgage loan has a five-year cycle, and the maximum amount of this product is 5 million. It has a five-year cycle, which can be repaid as you borrow it, and there is no penalty for prepayment. Revolving line means that the loan can be recycled during the credit period. In other words, when a user applies for a loan, the lending institution will give the maximum service life of the loan, and then restore the loan amount after paying back the money within this period, so that the user can reuse the loan funds many times.