Formal.

1. Compliance operation and supervision: The formality of Mengtuhua Loan is reflected in its compliance operation and supervision. As a formal lending institution, Mengtuhua complies with relevant laws and regulations, including the regulations and requirements of financial regulatory agencies. It is necessary to obtain relevant financial licenses or registrations and be subject to supervision and review by regulatory agencies. This kind of compliance operation and supervision ensures the legality and reliability of Mengtuhua in the lending business.

2. Network security certification: It is said that Mengtuhua Loan has passed network security certification. This means that appropriate measures are taken in terms of data protection and privacy security to ensure the security of users' personal information and financial data. For borrowers, this can provide a certain level of confidence and security in using the lending service.