The renovation loan applied by ICBC must be presented to the bank after the money has been brushed. This is called a decoration loan. The bank has such a business, and you need to submit information to the bank for application. This kind of loan requires you to provide an invoice or contract. Generally speaking, banks stipulate personal housing renovation loans. In principle, the amount of a single loan cannot exceed 6.5438+0.5 million, and at the same time, it cannot exceed 50% of the total cost of the renovation project.