Now people will take the form of loans in order to reduce their consumption pressure. In addition to bank loans, most people prefer to use some online loan products. This has also led to the emergence of online loan products, such as installment music and future installment, which are two online loan products that people often use. So, which is better, staged music or future staging?

What is stage music?

Staging music is a financial service platform that provides young people with staged shopping consumption. At first, it was mainly used to buy mobile phones by stages, but now it involves all aspects and provides various staging services for people to eat, drink and have fun.

What is the next issue?

Future staging is a staging platform specifically for Internet white-collar workers, providing various staging services, covering people's usual consumption of eating, drinking and having fun, as well as buying a house, buying a car, home decoration and so on.

loan interest

For installment loans, according to official sources, the lowest interest rate of installment loans can be as low as the lowest, and the specific interest rate will definitely not be so low, because it will depend on the applicant's credit status. Some netizens said that he borrowed 3,000 yuan from installment music, and then divided it into 18 installments, and the interest of each installment was converted into 30 yuan.

As for future installments, its interest is three installments. For example, if you borrow 3,000 yuan in installments in the future, you will need 264 yuan for each installment. It can be seen that the interest of future installments is higher than that of installment music.

quota

As for the amount of staged music, according to many netizens, the amount of staged music is generally between 5000- 1000 yuan. If a new user applies, the maximum amount is generally around 6000 yuan.

According to the information released by official website in the next issue, the maximum amount is 6,543,800 yuan. The amount of these two online loan products is determined according to the user's credit, and the amount is similar.

credit information

Whether installment music is used for credit information mainly depends on the borrower's regulations. If the borrower accesses the central bank for credit investigation, you will use installment music for credit investigation.

If you are overdue, your overdue record will be reported to the central bank credit information system.

The above is the comparison of interest, credit line, credit information and other aspects between installment and future installment. As two similar installment consumer credit products, they have their own advantages and disadvantages in these three aspects.