Each loan interest rate has its own floating range, which is not uniform across the country.

1. Salary loan for office workers: Financial institutions issue unsecured consumer credit loans to salary earners. The credit limit generally ranges from 10 to 30 times the monthly salary. The annual interest rate is 4 to 10, depending on the customer's qualifications, which is relatively low.

2. Provident Fund Credit Loan: A credit loan issued by a bank to customers who pay provident fund continuously and stably. Generally, the minimum monthly provident fund payment base needs to be more than 700, and the annual interest rate ranges from 3.6 to 8. The interest rate of most products is still Relatively low.

3. Monthly mortgage loan: Unsecured credit loan issued to customers with mortgage records across the country. The credit limit ranges from 10 to 40 times of the monthly mortgage payment. As long as the credit report shows a mortgage loan Records, even if you don’t have a birth certificate and a house book, you can apply for it. The monthly mortgage loan annual interest rate is generally around 7 to 12. The interest rate of most products is neither too low nor too high, but moderate.

4. Property adjustment loan: According to the applicant’s local real estate situation, the loan issued only needs to be able to bring about property adjustment, and the original property certificate is not required. The interest rates of industrial adjustment loans are generally not low, with annual interest rates ranging from 10 to 15. Compared with other product types, the interest rates are relatively high.

5. Business loan: a loan launched by financial institutions to small and micro business owners and individual industrial and commercial households to solve short-term capital turnover and daily payment and settlement. The credit targets are micro business owners, corporate shareholders or individual industrial and commercial households. It is a personal credit loan for a natural person such as a household. The credit limit of a financial institution is mainly based on the turnover and interest settlement of the business project. Depending on the specific business conditions, the annual interest rate ranges from 8 to 15. Compared with corporate tax loans and invoicing loans, it is relatively high. Business owners with good qualifications can give priority to corporate loans.

6. Policy credit loan: After purchasing life insurance, the policyholder applies for an unsecured credit loan from the insurance company. The loan amount is generally 10 to 30 times the insured amount. There are very few banks that offer policy credit loans. Most of them can only be handled by credit insurance companies. The annual interest rate ranges from 8 to 15, and the overall interest rate is relatively high.

6. Enterprise invoicing loan: Financial institutions provide loans to business owners for issuing value-added tax invoices, based on operational information invoicing data as the main credit basis. Generally, the credit limit can be up to 30% of the annual invoicing. Corporate invoicing loans generally have annual interest rates ranging from 6 to 13, depending on the business's operating conditions, and are loans to individual business owners or shareholders.

7. Car owner loan: Financial institutions provide consumer credit loans to car owners. They provide car owners with certain credit loans based on the value of the car. Even if the car cannot be mortgaged, it can be applied for. Currently, banks do not offer products such as car owner credit loans. They are mainly provided by credit insurance companies and small loan companies. The annual interest rates range from 10 to 15, and the interest rates are not too low.