It doesn't matter whether an individual has a loan or not, whether he is a soldier or not. Although a soldier has to go through the political review, as long as the user's loan is not overdue and there is no illegal record, this can pass the political review. Only when you are a soldier, if you don't repay on time, it is more likely to cause overdue. At this time, either choose to repay the loan in advance or let the family help repay the loan.
Treatment of loans after serving as soldiers:
If you want to join the army, those who have the repayment ability can pay off all the loans in advance before joining the army, and then you don't have to pay them back.
If you can't pay off all in advance for the time being, you can continue to repay according to the repayment plan, as long as you ensure that each repayment account has enough money for the bank to deduct. Because a bank payment agreement will be signed when a general loan is made, as long as there is enough money in the repayment account, the bank system will automatically deduct the payment from the repayment account every repayment day.
If you don't have time to recharge the repayment account regularly, you can give the money to your family and friends in advance, and then entrust your family and friends to help you recharge the repayment account on each repayment day, so that the banking system will automatically deduct the corresponding amount on the repayment day for repayment. Don't worry that the balance of the repayment account is insufficient and there is no time to repay, which will lead to the failure of repayment, which will lead to overdue and affect personal credit.
Legal basis:
Provisions on political review of conscription
Article 5 The contents of the political review of conscription include: the age, household registration, occupation, political outlook, religious belief, educational level, realistic performance and political status of the main family members and the main social relations members. The political review of conscription should focus on the actual performance of citizens who apply for enlistment.
Article 8 Citizens under any of the following circumstances shall not be enlisted for active service.
1. Spreading remarks with political errors, writing, editing, publishing and publishing articles and works with political errors;
2. Having been subjected to criminal punishment, reeducation through labor, asylum education or administrative detention;
3. Being under investigation for being suspected of violating discipline and law, or being investigated, prosecuted or tried;
4. Being expelled from public office, ordered to resign, expelled from school or expelled from the Party, staying in the Party for probation, or being expelled from the Party due to serious mistakes;
5. Tattoos with signs of underworld organizations or criminal gangs that are detrimental to the national image and social morality;
6. Being closely related to people with complex political backgrounds at home and abroad and being politically suspicious;
7. Participated in cult organizations or activities, and their main family members, immediate family members, major social relations members or other relatives who have great influence on themselves are the backbone members of cults or harmful martial arts organizations;
8. I or my main family members and immediate family members are the backbone members of the above-mentioned illegal organizations, such as ethnic separatism, violent terror, religious extremism and underworld criminal gangs, the main social relations members who have carried out activities or other relatives who have a great influence on me;
9. Major family members, immediate family members, major social relations members or other relatives who have a significant influence on me have been subjected to criminal punishment, expelled from the Party, expelled from public office or have serious illegal problems that have not yet been ascertained, and I have sheltered and retaliated;
10, the main family members have committed crimes endangering national security or serious political problems, so I can't draw a clear line;
1 1, other circumstances that do not meet the political conditions for conscription into active service.