I believe that in recent years, many families have fallen into debt crisis because of the epidemic. The arrival of the epidemic made many of us unable to work at home, and a large number of people lost their jobs, leading to loans overdue. In view of the market situation in recent two years, China has also introduced several tax refund policies. If you have a mortgage, you can apply for a tax refund. You can return it manually, and some people can return tens of thousands of dollars!

Speaking of tax refund, only when certain conditions are met can you apply for the tax refund process. There are two situations for users with mortgages:

First of all, the house to be purchased must be the housing loan and interest payment for the first suite.

Second, it must meet the conditions of individual income tax payers.

Meet the above two conditions, you can submit an application for housing loan tax refund. First, we need to download a personal income tax app on your mobile phone, register and log in to the bound personal information account. After entering the app, you can find the detailed query of income tax payment for common businesses in our app. First, check your income tax payment details to see if there is any problem with your income. If in doubt, you can choose the corresponding information to choose the complaint.

After confirmation, select the special additional deduction above to fill in. Children's education, continuing education, serious illness treatment, housing loan interest, housing rent, support for the elderly and other six items, individuals can fill in according to their own situation. The fourth item, housing loan interest, will choose housing loan tax rebate. After entering, we will choose 202 1 year. After selection, you will be prompted to prepare documents: property certificate, loan contract and withholding agent information (optional).

After you prepare the required information, you can fill in my information and mortgage information according to the actual situation. It is worth mentioning here that even if you don't have a loan to buy a house and rent a house outside, you can get a tax refund by clicking the fifth item of house rental and providing information such as rental contract and house address. It should also be noted that only one of the two tax rebates for housing loan interest and housing rent can be filled in. After you fill it out according to your personal needs, the next step is to calculate the annual comprehensive income.

Home 202 1 Final Account Appointment I know. After choosing to start booking, I can submit a reservation application. Then we can wait until the time is up and declare according to the steps. After submission, we can calculate the amount of this tax refund.

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Related Questions and Answers: Related Questions and Answers: In 2023, the mortgage tax rebate came. Are you ready? People with mortgages pay attention: the state has made money and the real estate tax rebate has begun. Someone returned thousands to tens of thousands. Let's see how much money we can refund.

Buying a house now is not a trivial matter. There are millions of houses in big cities and hundreds of thousands in small cities. Most people can't pay off the money for buying a house at one time, so they can only rely on loans.

In this case, a part of the monthly income has to be paid back, so the buyers have less disposable money every month.

However, the good news is coming! From March 1, the tax refund is coming in 2023! If you don't apply for a tax refund and you have a mortgage. Well, congratulations. You can pick up thousands of dollars for nothing.

What is real estate tax rebate?

It's easy to misunderstand here. Some people may think that the real estate tax rebate is to return some of the money you bought to everyone.

This understanding is very wrong and it is impossible to think about it. This is a misunderstanding.

Real estate tax rebate is not to say that a part of the purchase price of everyone is refunded to everyone, but to refund personal income tax. The real estate tax rebate circulated by the outside world actually refers to the special additional deduction of housing loan interest every year.

Maybe many people didn't notice this piece during the annual settlement, and directly lost thousands.

For example, when I didn't fill in the housing loan interest, the tax refund was only more than 1000. Later, I filled in the special additional deduction of housing loan interest of 202 1 and directly refunded more than 1000, totaling more than 2,000.

Summary: Real estate tax rebate is personal income tax, not money for buying a house. There is a big gap between filling in and not filling in the annual settlement.

How many people can enjoy this tax refund benefit? Is there you?

According to statistics, in 20021year, the national per capita disposable income was 35 128 yuan. The monthly tax threshold is 5000 yuan. As long as your monthly disposable income exceeds 5000 yuan, you have to pay taxes, which accounts for about 50% of the country.

According to another statistic, 276 million households in China bought houses through loans, which means that 65.438+38 million people will have the opportunity to refund the real estate tax.

Even if each household only withdraws 1000, it is still a very large financial expenditure, which is also the welfare given by the state to every worker. Thanks for such a good policy.

Then how do I know if I can get a tax refund? How to operate specifically? How much can I get back? Where have you been?

Conditions for real estate tax refund.

1, only applicable to the first suite with family as the unit.

The property tax rebate is based on the family, not the individual, so if one party has a suite before marriage, then buying another suite after marriage will not enjoy the property tax rebate, because according to the family, it is already the second suite, and as for the third suite, don't even think about it.

Buying a house in full is not included in the special deduction of personal income tax.

You have to pay taxes before you can get the tax refund.

Your monthly income or accumulated annual income must reach the threshold for paying individual contributions.

If your monthly salary is less than 5000 yuan, you don't have a generous year-end bonus, and you can't meet the declaration standard of personal income tax, then you haven't paid taxes, let alone returned to this step.

With these two conditions, you can start preparing for the tax refund.

What should I do before the real estate tax refund?

Now you can apply for real estate tax refund without going to the business hall, and just download the personal income tax app.

The process is as follows:

1. Download the personal income tax APP, then authenticate your real name, and then click I want to handle it.

2. Fill in your housing loan interest in the special additional deduction, and choose 202 1 year.

3. Prepare your own property certificate, house purchase contract and loan contract, fill in the corresponding information, and carefully check it to ensure that the information is accurate.

4. submit the information, and then the APP will give you the amount of tax refund. If there is no tax refund, it will be displayed as zero. If there is a tax refund, you will be asked to choose the corresponding bank card for tax refund.

I would like to remind you that if you want to get the interest tax rebate on housing loans smoothly, you must wait until one year after the first month of repayment.

For example, if Xiao Li wants to apply for a tax refund in March this year, he should have paid the first mortgage in February 20021year, otherwise he will have to wait for the next year.

How much can I refund?

The real estate tax rebate is actually apportioned to each month. Calculated by family, each household is 1 0,000 yuan per month. How much is the refund? In fact, if you follow the steps I said, the tax app will display it accurately. If it is 0, there is no tax refund. This can't be wrong, don't worry.

What if I have to pay taxes?

First of all, congratulations. Then you must be a high-income group This money means nothing to you. You should make up for it. The consequences of tax evasion are very serious.

Where is the money for tax refund? How long will it take to arrive?

Generally, it will be returned directly to the bank card you filled out. Some people get to the account faster than others. If the audit is successful, it will take about two weeks and ten working days to arrive.

If you can't get the account in real time, you can also call to ask, or the tax APP will give corresponding tips, and you may need to improve the information.

Summary:

Tax refund is actually personal income tax. In fact, it is to refund the tax you have paid, that is to say, you must pay it first before you can refund it, and you must pay more before you can refund it. Not to refund the payment to everyone. This should be clearly distinguished.

Now you can pick up your mobile phone and download the personal income tax APP, and then see how much money you can refund (collect).

Finally, don't forget to thank the state for introducing this policy, which has effectively reduced the pressure on all property buyers.