First, the advantage of changing to portfolio loan is that the interest is still not high, but it may make some developers and cooperative banks not handle portfolio loans, mainly because of many procedures and long loan time;

Second, the advantage of changing to commercial loans is that the loan amount is higher and the down payment can be relatively low. In addition, if you buy a second set in the future, you will still enjoy a 30% down payment for the first use of the provident fund and a low interest rate; The disadvantage is that the monthly supply may be higher and the pressure will be greater.

exceed