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What taxes and fees do you need to pay to buy a second-hand house in Hangzhou? What is the tax rate?
Generally speaking, there are the following taxes and fees to be paid for second-hand housing transactions: 1. The tax payable by the Buyer is 1, and the deed tax is 65438+ 0.5% of the house price (3% for the area above 144 square meters, and1%for the area below 90 square meters) 2. Transaction cost: 3 yuan/m3. 2. Taxes payable by the seller: 1, transaction fee: 3 yuan/m2; 2. Value-added tax: price difference *5% (if the property ownership certificate is less than 2 years old); 3. Personal income tax: 20% of the profit of real estate transaction or 65438+ 0% of the house price (the real estate license is more than 5 years and the only house is exempt), and the agency fee is 3%. Small intermediary 2%, 1% 1. Deed tax (basic tax rate 3%, preferential tax rate 1.5%, 1% to be paid by the buyer) 2. Stamp duty (tax rate 1%) 3. Value-added tax (the tax rate of 5% is stipulated to be paid by the seller) is exempt from value-added tax for ordinary houses purchased for more than 5 years. Personal income tax (the total transaction tax rate is 1%, which is paid by the seller and actually paid by the buyer) 5. The main taxes of agency fee (2% of house price) mainly include value-added tax and deed tax, and stamp duty can be basically ignored. The agency fee is generally around 1- 1.5%, which can also be negotiated. Generally speaking, there are the following taxes and fees to be paid for second-hand housing transactions: 1. The tax payable by the Buyer is 1, and the deed tax is 65,438+0.5% of the house price (3% for the house with an area over 144 square meters, and 1% for the first suite with an area less than 90 square meters). 2. Transaction costs: 2. Taxable amount of the seller: 1, transaction fee: 3 yuan/m2, value-added tax: price difference *5% (if the property ownership certificate is less than 2 years) 3. Personal income tax: 20% of the property transaction profit or 1% of the property price (if the property ownership certificate is over 5 years and it is the only house, it can be exempted) 1. Generally, the deed tax is paid at 1%-3% of the total house price in Hangzhou, but the specific proportion still needs to be based on relevant national policies, such as purchase time, unit price and purchase area. Non-residential houses are paid at 3% of the taxable reference price. 2. Hangzhou villa transaction tax adopts the approved collection method: personal income tax payable = taxable value × 1% (or 1.5% and 3%), and the approved collection rate of personal income tax on individual housing transfer in Hangzhou is: ordinary housing 1%, non-ordinary housing or non-residential real estate 1.5%. Personal income tax shall be exempted for individuals who transfer their personal use for more than 2 years and are family houses. 3. The estate of the villa is taxable. To inherit the villa, the first thing that needs to be handled is the notarization of the inheritance agreement in Hangzhou. At this time, the fees to be paid are notarial fees, and real estate assessment fees, deed tax, stamp duty on warrants and production cost are required when the house is transferred. It is stipulated that the house transfer appraisal fee is 6 ‰, the stamp duty is 0.5 ‰, and the handling fee is several hundred yuan. If the seller has owned the house for two years, it will be exempted from value-added tax by 5%, and if the seller owns five sets of unique houses, it will be exempted from tax 1% and deed tax. The buyer buys the first set 1%, the second suite 1.5% and the second suite 1.5%. The deed tax for three or more sets is 3%. The taxes and fees to be paid for general second-hand housing transactions are as follows: 1. Taxes to be paid by property buyers:1; Deed tax: within 90 square meters 1%, within 90 square meters 1.5%, 144 square meters, exceeding 144 square meters or not. 2. Stamp duty: 0.05% of the house price; 3. Transaction fee: 3 yuan/m2; 4. Survey fee: 1.36 yuan/m2; 5. Ownership registration fee and evidence collection fee: generally around 200 yuan. 2. Taxes payable by the Seller: 1, stamp duty: 0.05% of the house price; 2. Transaction cost: 3 yuan/m2; 3. Value-added tax: 5% of the total amount (ordinary houses are exempted for two years); 4. Personal income tax: 65438+ 0% of the house price (. Ordinary houses are only exempted for five years). The second-hand house needs to pay the following taxes: 1. Value-added tax: the tax rate is 5% (free for 2 years); 2. Personal income tax: 65438+ 0% of the total transaction amount or 20% of the difference between the two transactions; 3. Stamp duty: (the tax rate is 1%, which is shared equally between the buyer and the seller), but the state has temporarily exempted it since 2009; 4. Deed tax: the basic tax rate is 3%, and the preferential tax rate is 1.5% and1%paid by the buyer; 5. Surveying and mapping fee: 1.36 yuan /m2, total amount = 1.36 yuan /m2 * actual surveying and mapping area; 6. Total transaction cost of second-hand houses: residential 6 yuan/m2 * actual survey area, non-residential 10 yuan/m2; 7. Registration fee: (fee) 80 yuan. The taxes to be paid for second-hand housing transactions mainly include: 1, deed tax: generally, it is 1% of the house price (the first suite with an area less than 90 square meters can pay 1%, and the first suite with an area of 144 square meters can pay 1.5%). 3. Personal income tax, 1% (if the real estate license is over 5 years and it is the only house, it can be exempted) 4. Transaction cost: 3 yuan/m2 (but generally the buyer needs to pay two transaction costs, namely 6 yuan per m2) 5. Surveying and mapping fee: according to the specific regulations of each district 6. Ownership registration fee and evidence collection fee: generally around 200 yuan. There are two specific ways to collect real estate transfer fees. First, the transfer of ownership by means of transfer is a buying-selling relationship. The buyer shall pay the following taxes: deed tax: 2% of the total selling price. Stamp duty: 0.05% of the total selling price. House transfer fees: 500 yuan. The seller mainly pays: stamp duty: 0.05% of the total selling price. House transfer fees: 500 yuan. Value-added tax: exempt from payment if you live for more than two years. If you live for less than two years, you will be charged 5% of the difference between the sales price and the original purchase price. If the difference is negative, the amount will be zero. Personal income tax: selling old houses and buying new houses within one year is tax-free, and the only house that has been transferred for more than five years is tax-free. Second-hand house transaction fee: 1. Deed tax: the higher price is calculated according to the appraisal price and transaction price of the appraisal agency designated by the real estate management department, and the housing area is calculated as 2% if it is less than144m2, and 4% if it is greater than144m2. ; 2. Stamp duty: 0.65438+ 0% of the transaction price; 3. Value-added tax: If the purchase time of real estate is less than 2 years, 5% value-added tax will be levied in full according to the higher of the guidance price and transaction price of real estate management department. If the area is larger than 144㎡, 5% value-added tax will be levied according to the difference between the selling price and the original purchase price for more than 2 years. ; 4. Individual tax: the market guidance price and transaction price are relatively high *1%; 5. Land revenue: commercial housing is exempted from housing reform (affordable housing), and is levied according to the location of the property: 3- 16.5 yuan/square meter; 6. Transaction service fee: calculated according to the area of the property sold: 6 yuan/m2 (private house); 3 yuan/m2 (housing reform house); 7. Property registration fee. Need to know the total price of the property and the date of issuance of the property certificate. The specific transfer taxes and fees are as follows: the taxes and fees for second-hand houses are about 8% of the tax return price (the seller: personal income tax 1% (the real estate license is exempted for more than 5 years), the value-added tax is 5% (the real estate license is exempted for more than 2 years), the buyer: deed tax 1.5%, and other transfer taxes and fees are about several hundred. All the above tax points are based on ordinary houses. That is *** 1.8% of the total. The tax return price is determined by yourself. The computer system of the Housing Authority has the lowest evaluation price in each region. If the declared tax price is higher than the assessed price, the tax will be calculated according to your price. If it is lower, it will be calculated according to the evaluation price of the system. The local real estate agents in the same region are the most familiar with the evaluation price. Because they often go to transfer ownership and know how much the lowest price can pass, I suggest you go to the intermediary to find out. Note: The above fees are only collected by the Housing Authority and the Tax Bureau for real estate transfer, excluding real estate agency fees, bank loan fees and residential housing maintenance funds. If the second-hand house is transferred normally, the following expenses shall be paid according to relevant regulations: (1) Value-added tax: the tax rate is 5%, which shall be paid by the seller. At the same time, it is stipulated that if the transfer of non-ordinary housing is sold for less than 2 years, the full value-added tax will be levied; For the transfer of non-ordinary houses with a purchase time of more than 2 years or ordinary houses with a purchase time of less than 2 years, the value-added tax shall be levied according to the difference between the two transactions; The transfer and sale of ordinary houses that have been purchased for more than 2 years shall be exempted from value-added tax; If the property for sale is non-residential such as shops, office buildings and factories, it has not been demonstrated whether it is necessary to levy full value-added tax after 2 years; (2) Personal income tax: the total transaction amount is 65438+ 0% or 20% of the difference between the two transactions. There are two conditions for the seller to pay and collect: the only residence of the family and the purchase time of more than 5 years. If both conditions are met at the same time, individual income tax can be exempted; Personal income tax must be paid if any condition is not met; In addition, if the property sold is a non-residential property, personal income tax will be paid under any circumstances. (3) Stamp duty: the tax rate is 1%, which is shared equally between the buyer and the seller, but it is temporarily exempted by the state. (4) Deed tax: the basic tax rate is 3%, and the preferential tax rates are 1.5% and 1%, which shall be paid by the buyer. At the same time, it is stipulated that the buyer shall pay1%of the total transaction amount if he purchases an ordinary house with an area of less than 90 square meters for the first time; If the Buyer purchases an ordinary house with an area of over 90 square meters (including 90 square meters) for the first time, it shall pay 0.5% of the total transaction amount of 65,438+; If the property purchased by the Buyer is non-ordinary residence or non-residence, 3% of the total transaction amount shall be paid. (5) Surveying and mapping fee: 1.36 yuan/m2, total amount = 1.36 yuan/m2 * actual surveying and mapping area; Generally speaking, housing reform needs surveying and mapping, and commercial housing needs surveying and mapping if there is no surveying and mapping chapter of the Housing Authority on the original property certificate. (6) Total transaction cost of second-hand houses: residential 6 yuan/m2 * actual surveyed area, non-residential 10 yuan/m2 (7) Registration fee: 80 yuan, and * * * property certificate: 20 yuan. "Just delivered, bought from the second landlord (a friend of a friend), 1 1000 yuan/square, with an area of 85 square meters. Is it necessary to go through an intermediary, what is the cost and what other expenses will be incurred? In a hurry. . Q 1。 Do I have to go through an intermediary? How much is the charge? Answer 1: No need to go through an intermediary. Qianjiang New City, Xinye Road and Citizen's Home can be transferred. You need to provide the ID cards of the buyer and the seller, the property right certificate of the seller, the presence of the property owner and the presence of the buyer, and directly transfer the ownership. Compared with the intermediary, you need to pay 3000 ~ 5000 yuan less intermediary fees and taxes. 85m2 X 1 1000=9350 yuan VAT: (If the landlord has bought the house for less than 5 years, the construction area is below140m2) (current transaction price-the price bought by the landlord) Price difference X5% =(935000 yuan-? X5% tax: (The only house under the landlord's name has been completed for 5 years, and it doesn't need to be paid) Otherwise, it will be 1% of the total price, and the rest will be some fragmentary property transaction fees, so I won't talk about it. In addition, if the loan involves commercial mortgage, it should be evaluated by an evaluation company. Generally, the appraisal fee for 950,000 houses is 65,438+. Don't worry, find an intermediary company to transfer ownership. Small companies are almost 2000~3000 yuan, and large companies are about 5000 yuan. Of course, when you look for an intermediary company again, you can ask them to help you transfer all the water and electricity. This is an additional condition. Finally, if your friend's house is bought by a first-hand developer and has not yet obtained a real estate license, it is basically enough to pay a deed tax of 3%. Then ask the developer to change the name to the name of you and your friends. You can give the money to the developer, say, 600,000 yuan, and now the price increase is 350,000 yuan. You can give it to your friend until the owner's name is in your name.

The above contents are for reference only, I hope I can help you. Thank you for your support. I wish you a happy purchase!