Huaxia Bank's personal car loan is a loan to help you buy a first-hand car. The down payment ratio is 20% of the total car price, and the term is generally not more than 5 years.
The basic loan application conditions are: (1) at least 8 years old; (2) Good personal credit and strong willingness to repay; (3) Have a stable job or income; (4) Have the ability to pay a down payment of not less than 20% of the total car price.
Huaxia Bank's auto loan information includes: (1) loan application; (2) A car purchase contract or agreement signed by a special dealer who has a cooperative relationship with Huaxia Bank; (3) proof of identity, income and guarantee.
The application process includes:
1. Submit the loan application and loan information to Huaxia Bank's business outlets;
2. After the loan is approved, sign a loan contract;
You can take your car after Huaxia Bank sends the notice of car loan to the dealer.
As can be seen from the above, Huaxia Bank's auto loan is still relatively easy to borrow. In addition, if your loan fails, you can also try Huaxia Bank's personal comprehensive consumer loan. This kind of loan can also be used to buy cars. The term of personal comprehensive consumption loan can reach 10 year, and there is no upper limit on the loan amount. Generally speaking, people with good income and credit can apply.