These small loan companies in Shanghai only handle loans and other related businesses through the actual office space, and do not provide loan services through any telephone or website. Anyone who solicits business online and signs contracts by fax is a liar. Don't be cheated. Important features of this kind of fraud: 1, using the company's name to publish information and sign contracts, but using personal bank accounts (so-called legal persons, managers and financial leaders) as collection and charging accounts; 2. Ask to deposit money on your own card for reasons such as verifying the financial strength (repayment ability).