Legal analysis: If a real estate license with a loan is added with a name, you need to go to the loan bank to go through the formalities of changing the mortgage (only the loan bank can add a name). If it is a provident fund loan, you need to pay an extra fee of 100 yuan; If the loan is a combination of provident fund and commercial loan, 200 yuan fee is required. Marriage certificate, ID card, real estate license and their copies need to be prepared accurately.

Legal basis: "Measures for Housing Registration in People's Republic of China (PRC)" Article 7 The Ministry of Construction of People's Republic of China (PRC) conducts housing registration cautiously in accordance with the following procedures: (1) Application; (2) acceptance; (3) review; (four) recorded in the Xiao Min register; (5) Issuing certificates. When the housing registration agency deems it necessary, it may make an announcement on the registered items. Eleventh to apply for housing registration, the applicant shall apply to the housing registration agency where the house is located, and submit the application materials for registration. The original application materials shall be provided. If the original cannot be provided, a copy confirmed by the relevant department to be consistent with the original shall be submitted. The applicant shall be responsible for the authenticity, legality and validity of the application materials, and shall not conceal the real situation or provide false materials to apply for housing registration.