The approval process of bank loans is as follows: 1. The borrower applies to the handling bank for acceptance and investigation, and forms an investigation report, which is examined and approved by the account manager, business operation manager and president step by step.

2. Submit it to the business department of the company for approval, and the presiding judge will review it to form a risk assessment report and submit it to the department manager for approval.

3 submitted to the credit review department for review, and the presiding judge will review and form a review opinion.

4. Submit it to the Credit Committee for decision and approval.