There are very strict requirements for handling two mortgage. Many banks don't accept the second mortgage, so before you apply for the second mortgage, you need to know which banks can handle it. So which banks can handle it?

1. Industrial and Commercial Bank of China and China Merchants Bank: Both banks can accept the application for second mortgage, but the premise must be that the first mortgage loan is also handled in our bank.

2. Industrial Bank: At present, the term of the second mortgage loan of Industrial Bank is the longest among all banks, which can reach 30 years. Other banks can only do secondary mortgage business for 5-20 years. If you want to make a second bet for a long time, it is recommended to choose Industrial Bank.

3. Ping An Bank: Ping An Bank is a good choice if the loan value is more important. Its loan amount can reach 75% of the loanable space of real estate.

4. Jiangsu Bank: In the second mortgage loan business, Jiangsu Bank has no restrictions on the bank where the borrower applies for the first mortgage, and can recover the funds within five years after the second mortgage loan, which is relatively flexible and convenient.