What loan did Ping An Bank max borrow?
Ping An max Loan is a personal credit loan launched by Ping An Bank. Ping An's largest loan can be applied online. If the lender's qualifications and credit information meet the requirements of Ping An Bank, it is relatively uncomplicated to apply for a loan.
As a credit loan, when applying for Ping An max loan, the platform will pay close attention to the lender's credit record. If the lender's credit report is tainted, it is likely that the platform will refuse the loan. After the next payment, in order to maintain the credit, it is necessary to repay in time.
Ping An Bank's maximum loan application conditions
1. Personal conditions
First of all, the applicant for Ping An max loan must be a citizen of China, aged between 20 and 60. In addition, the applicant needs to have a stable job and income source, preferably a fixed job and income. At the same time, the applicant also needs to have a good credit record, and there is no bad credit record and arrears.
2. Loan conditions
Secondly, the loan conditions of Ping An max loan also need to be met. First of all, the loan amount needs to be more than 50,000 yuan, with a maximum of 2 million yuan. Secondly, the loan term needs to be between 12 months and 48 months. Finally, there are many repayment methods, such as equal principal and interest, average capital, interest before principal, etc.
3. Application materials
In addition to personal conditions and loan conditions, the applicant also needs to prepare some necessary application materials. The first is the original and photocopy of the ID card; Followed by proof of work or income, such as labor contract, salary slip, social security payment certificate, etc. ; You also need to provide personal credit report, personal bank running water and other materials.
4. Other conditions
Finally, the applicant also needs to meet other conditions. For example, the applicant must be a customer of Ping An Bank and need to open online banking or mobile banking services. In addition, the applicant also needs to accept the pre-loan investigation and audit of Ping An Bank to determine the applicant's credit and repayment ability.
To sum up, if you want to apply for Ping An max loan, you must meet the conditions of these applications. More importantly, the applicant also needs to be a customer of Ping An Bank.