Car loans can generally be repaid in advance: 1. Car loan refers to the loan issued by the lender to the borrower who applies for buying a car. Automobile consumption loan is a new loan method that banks issue RMB-guaranteed loans to car buyers who buy cars at their special dealers. Like the mortgage, the car loan can also be repaid in advance. As long as you click on the prepayment online according to the process operation, you can settle it at one time; 2. It should be noted that the car loan can be partially repaid. If the borrower wants to repay the car loan in advance, according to the regulations of most banks, he needs to pay a certain penalty. At present, there are two ways to calculate the liquidated damages for prepayment of auto loans: one is to pay one month's interest as liquidated damages; The second is to calculate the liquidated damages according to the proportion of a few thousandths of the balance; It is understood that customers who repay the loan in advance need to submit a written application one week to one month in advance and agree on the repayment date. Then, according to the agreed date, bring your ID card and the loan contract signed by the bank to the bank to fill in the loan repayment application form and prepayment agreement, and deposit the money to be repaid into your account for withholding the loan principal and interest according to the requirements of the bank.