Refers to the customer directly contacting the bank to apply for a loan, also known as direct customer loan. Because this form of customer acquisition cost is very low, but also reduces the operating costs, banks are more willing to do this kind of business. Generally recommended by developers and real estate agents, the ordinary mortgage business needs an introduction fee. Direct bank loan means that customer service directly applies for mortgage loan from the bank.

Relying on the big data center, Shendai.com Bank's direct loan has continuously promoted the application of artificial intelligence technology in the whole process of loan service, explored and solved the problems of "too many loans, small amount, low efficiency" and "asymmetric information and high risk" in loan business, and built a new fast and efficient loan service model by establishing a one-stop loan service platform.

Pay attention to direct bank loans:

Shendai.com's direct loan model follows the principle of "no interest spread and no hidden cost", which effectively guarantees the convenience of users' loans and the safety of funds. Its loan products specifically include: personal credit loans, personal vehicle mortgage loans, personal real estate mortgage loans and so on.

On the eve of Shendai.com's online direct loan model, Jiang Benin, the founder of Shenzhen Direct Loan Network, explained the platform attributes and product categories in detail. What loan users need is green, and what practitioners need is a healthy and orderly market environment. To this end, Shendai.com Direct Loan made a commitment: to abide by national laws and regulations, and adhere to the integrity management.