On the evening of 65438+February 3 1, Beijing Housing Provident Fund Management Center released good news. From 20 15 10, the personal loan amount of provident fund will be raised from 800,000 yuan to120,000 yuan when purchasing policy-oriented housing or the first self-occupied housing with a building area of 90 square meters or less.

This time, the assessment fee for the provident fund was cancelled. Do I still need to pay the guarantee fee?

This time, the evaluation of new commercial housing was cancelled. Previously, this fee was charged at 0.3% of the appraised value, and the fee was 300 yuan, 1500 yuan. It should be noted that the current purchase of second-hand housing loans still needs to be evaluated.

How much is the guarantee fee for Beijing provident fund loan evaluation fee to cancel provident fund loan?

Guarantee fee and evaluation fee are two different things. The provident fund center said that loan applicants can choose the loan guarantee method according to their own specific conditions. At present, Beijing does not require compulsory institutional guarantees.

Usually, the common guarantee methods are joint and several liability guarantee and mortgage guarantee of Beijing Housing Loan Guarantee Center. Among them, the guarantee of the guarantee center involves the guarantee service fee, which is charged at three thousandths of the loan amount and charged in 300 yuan.

(The above answers were published on 20 15-07-08. Please refer to the current actual purchase policy. )

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